I currently own 9 long-term rental properties, all under my name.

Hello everyone,I wanted to give you some background about myself to help guide your responses to my situation.

Check out this chart: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyMake sure you understand the Class of properties you are looking at and the corresponding results to expect.

(I swear on my $720k MN condo is under $400/yr) But your cost basis shouldn’t affect insurance premiums in the least.  

I sold a number of securities this year and must reduce my capital gains tax liability.

I’m a husband and dad to three amazing kids with #4 on the way, and my wife and I have made a decision that we’re all in on real estate investing. 

I'm starting to look into Texas but anything to start me off helpsI listen to the podcasts on my way to work so don't really have a chance to look them up. 

@Jack KlemmerRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

My properties have had consistent occupancy but continue to have growth in ADR and in property appreciation.  

Here are some tips I wish I had known before buying my first property, especially when considering leveraging your VA loan benefits.