Chris, if you have earned income you will be able to make contributions to your IRA.

I tell them this is their incentive and they have earned it by being a good tenant.

For what it's worth, I'd estimate my yearly expenses in Hawaii at a reasonable $60k per annum.. this includes eating out for 80-90% of meals, driving a lowish mpg car with full coverage insurance, and 2-3 international trips to Asia per year.Now, not sure who you were talking to that needed to work 3 jobs to earn $60k/year. 1 or 1.5 modest jobs could surely cover that!

You can earn several hundred dollars per door, with multiple doors per property. 

.- I was also asked to sign a release of funds from the earnings for payment of July 2017 Mortgage.

I know, it sucks not being able to live in something you worked so hard to earn.

I hunted around, and I don't believe there is (I believe this is separate from the 150K AGI limitation on taking passive losses against wage earning income).  

This puts things into perspective, although investing the $232,000 & earning 5% would likely involve more risk (i.e., investing in the stock market).  

Any leads or deals come from it and if so, what type of ad did you Boost?

IRR discounts your future earnings to the present using your personal cost of capital.