@Nate BellHi Nate I would like to partner up with someone who has past experience preferably in the San Antonio market, I’m flexible!

(if they only require 15% down on a single family home that is usually a good sign that you are working with a flexible lender) How many loans can I have with you?

@Ryan Planchon I always prefer HELOCs because they are more flexible.

We are different than most as we don't do flexible pricing.

I would keep it month to month so it's flexible. 

Thankfully your price point of $350k allows you a good amount of strategy-flexibility when it comes to purchasing property in the Tampa Bay area (and certainly better bang for your buck than Honolulu).  

Anyone with any flexibility at all is going to also know that your property will sell quickly. 

They are the most stable, especially if you buy a single family home that has the flexibility of appealing to students AND/OR families. 

It's the easiest to qualify for, has the most flexible debt to income requirements, there's no mortgage insurance, the rates are lower, and of course, zero down.

We have been very flexible with residents that have found themselves in difficult financial situations.