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@Curt Davis -We have a promissory note for the $20,000 over 4 years, but there is no balloon payment or refi contingencies.

@Chris Purvis -  Every broker I deal with (I represent buyers in a brokerage) require a pre-qualification letter to be submitted with all offers, and some require a proof of funds as well.  

I can certainly recommend someone for you in whatever area you're looking to focus on as I've met quite a few in the last 10 years, just let me know.There are many other ways to find motivated sellers however and BP has a plethora of techniques, such as yellow letters, etc, etc..

I'm looking to start my first yellow letter campaign and any tips and advice would be greatly appreciated. 

I'm looking to start my first yellow letter campaign and any tips and advice would be greatly appreciated.

They may refuse to accept your letter notifying them that you want to end the lease.

May be a balloon note requiring a refinance.Conventional Rehab Loans-These are processed through a mortgage broker.

I sent a letter of intent to purchase a 3 flat @ 87,000 and the seller said he would accept an offer if I made one.

.-  Offer 1:  All cash purchase Lowest price-  Offer 2:  Seller finances with x down and a monthly income of y for z number of years, then a balloon.-  Offer 3:  Highest price, x down then a mortgage of x years (no balloon) with a payment of y.