If you are considering working with them, I strongly advise you to double-check the provided rates and terms carefully.During my loan process, I discovered that they had added a yield spread interest without informing me. 

I started investing in multifamily syndications as an LP in 2016. 

Based in Santa Monica, focused on out-of-state markets with strong growth.Not here for sales pitches, just real connections, real deals, and real conversations.

It strongly touts no debt DSTs.

However, here are a few strategies to explore:Local Real Estate Investor Networks – Join local REI groups, meetups, or Facebook groups where private lenders may be open to funding primary residences under the right terms.Seller Financing – If the seller is open to it, you could negotiate a seller-financed deal where they act as the lender.Community Banks & Credit Unions – Smaller local banks may offer portfolio loans with flexible terms.Wealthy Individuals / Family Offices – High-net-worth individuals sometimes fund private deals, especially if they see strong equity and repayment potential.IRA or Self-Directed Retirement Accounts – Some investors lend money from their self-directed IRAs for real estate transactions.Since you’re willing to pay higher interest for a short-term solution, a contract for deed (land contract) might also be an option, where the seller keeps the title until you pay it off or refinance.Would you like me to connect you with any potential private lenders?

I recently moved to Barcelona with my gf and two dogs and we are considering starting our real estate journey with our first investment property either in Barcelona or Valencia.

With median list prices and price per square foot increasing month over month, it's a fantastic time for sellers, and the decrease in days on market highlights the strong demand in the area.

The “winning” bid will almost always start at the mortgage balance.

One key piece of advice is to make sure to build strong team around you.

If flipping, ensure margins are strong enough to absorb financing costs.