., you should be trying to reach out to the city or county building/code enforcement department and they should be able to give you all the information you need.  

Hi @Mario Furmanczyk,95% LTV might actually work.What is the purchase price and zip code? 

It's about 8 blocks from campus and 2-3 from some popular bars.  

Also include a preferred zip code.

Unfortunately, posting about building code issues and local permit rules can only get you advice that may not be safe.First of all, as an Architect, I can assure you that pulling a permit is the most important thing you could do.

And that only makes the sale voidable they have to bring a legal action to establish that.. ( ask me how I know that pearl LOL)So there you go two for one a little side bar on Mello Roos and how tax sales work in CA.lastly it is quite rare for a improved property to go to sale in CA.. 99% is land and odds and ends at that.. non buildable strips land that does not perc  etc etc.

I haven't yet cracked the code to getting more sellers, like most brokers tell me is crucial to my business, but I have cracked the code (at least for me) for buyers.

I'm conducting a Rent Survey to find the average Market Rents for thee previously mentioned zip codes.

Property values are still pretty cheap but it is the fastest appreciating zip code in the area.  

First strategy: I have picked out all the zip codes codes in my city and close neighboring cities and written them down.