A house hack with an Airbnb play can work well in San Diego.  

Obviously buying to rent out after you leave is an option; however, many do not want to play that game.  

@Anthony Micklus To play devils advocate what I have to lose would be 20k plus whatever that money could be doing somewhere else.  

I have played with it a couple of times.

What do you think is the best play?

While your concerns about customer churn is understandable, it does not play out that way in the real world that way.  

@Samantha Stout It wouldn't hurt to get your current residence appraised and see how much equity you have to play with.

How do I make this a win-win and protect myself at the same time.I'm thinking using hard money to buy outright, than refi'ing to lower the mortgage and putting a tenant in it unless I can sell it but buy and hold is more my play...I'm open to ALL input and expertise...

They get an attorney to memorialize what you decided.As fas as raising capital once you start pooling capital you are steeping into a different world - the securities world (nothing to be scared of) and have to play according to a set of rules.

If that's true, what game are THEY playing, listing it at just $72k (if they won't accept less than $110k)?