That used to be the normal thing a lot of people did but since Dodd Frank and the Safe Act came into play your not allowed to do deals like that anymore.  

Hello @Chelsea Johnson and let me be the first to welcome you to Bigger Pockets.

Other times you'll see that the HOA is just poorly run and you want to avoid that property.HOA Meeting Minutes - These can be the most telling documents sometimes.  

I would recommend that the Attorney must be: In the state where you are planning on Wholesaling.A litigating attorney.Experienced with the agent’s/broker’s regulatory board for your state.Familiar with Wholesaling, if you are explaining it to them, they are the wrong attorney.If they are also a licensed broker, that is helpful but not mandatory.You will spend $125 to $1,000 for their advice and it will be the best money you’ve ever spent.Emotions and conjecture on the topic of wholesaling vary widely.

This model works for more static investments such as a note or two, or investing into syndicated real estate deals.A Checkbook IRA LLC starts with the same kind of IRA, but the IRA will just make one investment into a specially created LLC for which you can be the manager.  

Without putting any money down, private owners will be the best option?

If you would rather it broken down into neighborhoods, what would be the "tests" for the following neighborhoods:-North Knoxville (Central / Broadway)-Cedar Bluff-Farragut-Downtown -Hardin ValleyI think this will be helpful for all Knoxville investors.Thanks!

Experience will be the best school you'll ever attend.Good luck.

It could be the car loan (which I agree you should list) or other factors.  

Hello @Greg Jeanfreau and let me be the first to welcome you to BP.