Owner occuppied loans regualted in every state .. must have state license and NMLS registration.NON owner occ loans on 1 to 4 units are regulated same way in about 15 statesin the other states they are unregulated.Keep in mind though investor loans do not follow the same rules as owner occ and rates can change charges can change closing dates can be blown through etc

At one time I had over 2000btc, sold a great deal when while was under $100/btc to start my rental business.

I'm Paul from NorCal, passionate about real estate investing for long term rentals I'm particularly passionate about finding deals outside of California Excited to learn and connect with you all! 

I agree that 1-4 unit properties are a different ballgame, but within my portfolio, I have a 4-unit property insured for $715K—the same amount as one of my single-family rentals.

I am looking into a company right now that does rent guarantee insurance and also does in lieu of deposit will issue a bond that the tenant basically gets charged a monthly fee for.

Verifying last 2 years of rental history very important!

. - Of course, you may need a Property Management Company to handle each rental when you move again.

A refi makes more sense if you plan to hold the property long-term as a rental.

Verifying last 2 years of rental history very important!

Is Shasta lake a decent place for rentals?