I had read it a few times and really liked the idea after my last problem tenant was constantly asking for "exceptions" to things because she knew I had the power to make the decision.

On the contrary, keeping a 5% mortgage and investing at 10%, less taxes for a net of 8%, you have an income stream of 3% clear.

Also, I can generally use active investments to generate higher returns, so I don't like to "settle" for those numbers.If you're looking for a passive income stream and don't have better investments available, 11% is a great return for what will likely be a low-stress investment.

Three things to keep in mind when making this choice:1.Diversification of Income2.Ease of management3.Potential for AppreciationOn the surface, more revenue streams and higher CF may seem like a winner, and for some it is.

Christopher Puletasi,Many of them are using international tax shelters; They push their profitable divisions overseas and are subject to taxation in those countries.These companies are constantly under audit.

The good news is that you have an income stream that allows you a lot of freedom with investing.

One thing I'm trying to do is work on the wholesaling stream.

Thanks Jeff SI read that thread again and it makes me smile thinking about how far we have come since the constant bickering Vikram's comment about it not being scalable is spot-on.

In my Dropbox I keep things like spreadsheets that I constantly need to use or update.Hope that helps,Lynn

That being said - it's also worth noting that sometimes these direct mail pieces take time to build up a stead stream of leads coming in the door.