Any tips for improving my phone game?

We take our $2 milliion in ordinary income and my wife throws it into our personal real estate, we write off huge depreciation through property improvements and interest expense which brings our personal real estate into significant paper losses. we then use these significant paper losses to offset the $2 million in income.

Hopefully it will improve pretty soon.

~The Military Housing Assistance Fund~ The Dream Makers Program~The Home Improvements and Structural Alterations program~The Specially Adapted Housing Grant Program~CalVet Home Loan programLastly if anyone would like to meetup for coffee I would love to network with like minded military people.

Homes and neighborhoods don't magically improve.

With condos you also loose a lot of control over the property, especially in that price point, if the whole building starts to look bad you will start to loose value quickly, or if they decided that they need to do a lot of capital improvements then you will get additional assessments for that and as you mentioned appreciation wont be much if any.

That's already a huge improvement over what most people are doing. 

I provided details on how to improve credit, what to avoid and so forth and provided them assistance with anything they had questions on and lender contacts.

How can I improve upon it?

It’s rather simple, if the deal is really worth more than your paying, and requires no improvements, then you just wait 12 months (season the property), and refi at at market value.