Good people who check out well initially can go bad and become become irrational when their world collapses, due to job loss, divorce, depression...

I was super strict with them about timely payments and late fees initially.

The PM replied to my initial messages and said he would look into it and get back to me today, and asked if I could scan the letter and send it to him.

My initial thoughts are get a VA loan.

@Matthew Pipkin ,The sale is the initial losing date.

And I am trying to learn more about an entry point, or starting level in real estate, rental properties and the like.I did work briefly as a sales-man in El Paso Texas, long enough to learn the basics of salesmanship, and decided not to go all in on memorizing the specifications on the products I was supposed to be selling, and rehearsing the companies sales pitch for door-to-door sales, or telemarketing.The problem I am having isn't so much a business plan/game plan, as it is initial financing to get the ball rolling.

I think initially we were too restrictive in our GEO targeting so we've actually expanded that a bit to include a lot of the surrounding areas.

Your price can be lower and the rate higher initially, this can make the sale.

My initial reaction tells me that this should be pretty secure.

My initial desire was to purchase a HUD home, REO, or Pre-REO that's being marketed, but w/o pre-approval I can't even get anyone to talk to me, so I had to become a bit more creative.