The lower the score, the higher the risk and lower quality the tenants will be. 

658 is not a reason to deny your loan unless this bank has an overlay for credit scores.

If you are carrying credit card debt, you are risking your credit score and wasting money on paying interest each month.

Having multiple mortgages will not effect your credit score in any significant manner. 

Additionally, the added benefit of being able to report a tenant's on-time rent payments to the credit bureaus to help them boost their credit score creates an added positive incentive for making sure they pay on time, every month.

Credit score over 800 and DTI 25%.Any feed back would be greatly appreciated!

I owe about 4k in debt and have a 540 credit score.

I have a 800 credit score, but im lost in this world.

-Estimated home value: $1.7mil-Current credit scores around:Experian FICO Score 8 = 760; FICO Score 2 = 785TransUnion FICO Score 8 = 735; FICO Score 4 = 770Equifax FICO Score 8 = 755; FICO Score 5 = 735-$25k outstanding credit card debt, $700 min monthly payment-$400k in student loan, ~$1200 monthly payment on income based repayment plan-W2 income ~$180k, which is base + annual bonus.Since we invested heavily in the property over the past few years, have paper losses, total income around 2018 137k, 2017 100k-Rental Income:Airbnb income was around 70k in 2018 with significant down time for remodeling.

Over 30% of your credit score is just paying things on time.