This is because it's more risky for them because YOU have less skin in the game and are more likely to skip out on the payments statistically.

Because some cash buyers don't like the marketing game. 

I am set to make over 5k on this first of many deals and defiantly excited about getting back in the game. 

it would make it much easier and I could offer on multiple properties in a much smaller amount of time. this way i wouldnt have to sit down with the sellers agent and go through the motions since my offers I anticipate will be more of a numbers game (allot of offers before one lands)

Richard C. that is the game of real estate investing.

A bank would probably be happy financing 75-80% of this deal with the seller picking up the rest, although they say that they want to make sure you have skin in the game, they want to be in 1st mortgage position and make sure they don't have their neck's out too far.I would first run your numbers and see if it even makes sense to pursue prior to asking about owner financing or carry back.  

I wasn't going to respond because we are new to the game and I prefer to "listen" rather than offer up advice - but I noticed you were from Middle River, which is local to where we are looking for our first buy and hold so I wanted to say - howdy neighbor!

As far as I know, unless they specifically have a sign that says "no soliciting", then it's free game.  

It's the game lenders play, due to lending limits.That's the reason people are recommending small, local lenders. 

I'm a new realtor learning the game and interested in growing in all aspect of real estate including investing.