You typically have to have a connection/know someone in order to get them to do that, but of course it all depends on the contractor.

Keep in mind I have good credit between 680-710. just want yall opinions. thanks

There are different credit requirements, but the rate should be lower. 

Consider your credit, by paying down or paying off credit cards.  

My Wife and I signed up with F&G to create our business credit portfolio.

Of course, there can be planning done to see what is most beneficial to you. 

Thanks Thomas, I listed it FSBO before it was totalled of course, showed it a couple of times but no luck, at that time I was asking for 5k as a down payment but now I'm not in a position to do that, I need to sell and collect because I want to invest in something (even though is not a lot of money)

Because the HML aren't based so much on credit but the potential of profit on your flip/rental

Actual receipt is money in your hand of course. 

And of course your area may be different in terms of cost and also some jobs don't require a full cosmetic renovation, but most of mine have.Then of course check the big ticket items like HVAC, roof, exterior siding/masonry repair, windows, interior sheetrock replacement, foundation and water heater and know approximately what it will cost to fix/replace each if warranted.