Brian, With your background, it might be a more productive conversation here to back into what might be attractive to you rather than trying to fish.

Being on the owner’s end will give me more freedom to design the projects that I want, be in charge of my own product as well as my financial success.That has brought me here and one of the tools I’m using to achieving my goal is to both flip, and hold property (as well as any number of combinations of the two).

@Robert ObniskiLove the post and the finished product looks amazing.

I can say from experience that it is a great product.

My thoughts are that it is anything the builder may have installed that is not covered under the "product" category, which Item #2 covers.

It is only about $300 for 45 linear feet.http://www.rustoleum.com/product-catalog/consumer-brands/transformations

Trying to figure out what type of products I should be asking for at the financial institutions.Thank you for your assistance in advance.Warren

This would add about 3500 in insurance premium to your mortgage balance (you may be able to pay the premium up-front rather than roll it into the mortgage)With an insured mortgage, if you were to go with a 5-yr term variable rate product, you should be looking at an interest rate between 2.4 & 2.7%.  

It seems to be their company has no standard for product and shipping wise...

Modular could be very helpful with tiny homes, affordable housing and any other kind of floorplans that can be standardized and put through production.