Just go with a local bank or credit union & has to be under 4 loans.The other beautiful thing was the fees. $500 origination fee?

This is for someone with great credit, steady job etc - a bank's "ideal" person to loan to.

In my area often times you can put in a high grade window and get no financial credit for it.

I have good credit (but have a few loans) and I have the construction background to complete the majority of the fix up myself (the sweat equity).

Their resistance is they believe nobody has cash for a 10-20% down and that everybody has horrible credit.

Start making sure your credit is in tip-top shape while you have the time to do so now.

If this is the case should I find another banker and if I do how do I go about it without running my credit multiple times, further bringing my fico down?

We Lease and Buy Houses xxx-xxxxThere are more marketing, like direct mail, flood an area w yellow letters and post cards, once every 2 weeks for 8 runs if you have the capital.I find walking through FSBOS, FRBOs, Expireds and Listeds are the fastest ways to get houses.

I would suggest going - especially if you've never been to one of these weekend upsells - but keep your wallet and credit cards in your pocket.

I've seen mistakes on at least a 1/3 of the HUDs and the most I've seen was close to $3,000 where a credit for the down payment was left off!