I just cancelled, I think for real this time, and I would like to be refunded if possible.

I’m ready to buy mi first duplex/triplex for a house hack and wanted to go the FHA loan route strictly for the low down payment of 3.5% I’ve been self employed for exactly 1 year now, but the issue I’m running into is that every lender I have talked to (over 9 lenders now) have told me I need to have at least 2 years of self employment in order to get an FHA loan or any loan that requires under 10% down (even if I made good money my first year of self employment) I have 780+ credit score, no debt, no loans, no monthly payments on anything.

That, and the fact that I would just barely recoupe the additional charges they impose for initial setup in the first 3 years, turned me off of it as an investment for the time being.

This includes disclosure requirements and acting in a fiduciary manner, which is still necessary when you’re representing just one side.2.Time & Effort: While you save on commissions, you’ll still be responsible for handling all the paperwork, negotiations, and other tasks associated with the transaction.

Buying existing plans and tweaking them through an architect could save time and money compared to a fully custom design.

First of all take the primary residence exemption of $500K out of the equation. 

if you have experience here or recommendations please fire away.Our portfolio:1) $910,000 2/2 primary residence, own free and clear (built it myself). intend to sell in the next 12 months.2) holding the note on our first rental property sold the house to out only tenant after 7 years of renting. $1107/monthly payments until Jan      1, 2028 with 180k balloon payment due.3) rental 1 90k+ equity, 500montly cash flow 3.2 %mortgage4) rental 2 90k+ equity, 500montly cash flow 3.2 %mortgage5) Future inheritance home value 400k. 

We’ve visited the area several times and have always thought it would be a good STR market.

A fresh coat can make a lasting first impression.Pro Tip: Don’t rush the paint job—prep is key!

The home is in a growing area of Atlanta at time time of purchase in 2019.