Catch 22... 

After shopping many banks I was actually blessed to get a great private money deal with the only real catch being that I need to pay back in full around the 2 year mark (coming up).My question: I procrastinated doing my taxes and have 3 years of back taxes to file.

If you never told them, that’s your fault, if you did, that’s not good they didn’t catch it. 

Hard Money lenders can be an incredible asset because during the underwriting process, we may catch something you missed.

I believe the ‘everyone there’ mentality is to help fix last minute issues that someone didn’t catch earlier.

If so, you could buy the property subject to their mortgage, catch up the taxes, rehab and rent out.If you don't want to hold for a rental, Jay's suggestion is valid if they are behind on the loan.

The only catch was that it was still on a septic tank despite the availability of city sewer.

So as I’m sure most of you know, video marketing for agents is becoming more common and finally catching on especially with newer agents working social media for leads.

@Joe BenyiDon’t feel bad Joe, you’re new and even the people who chimed in to help you didn’t catch it. 

Now the rent is going to catch up with reality and they'll have to adjust, just like most renters have adjusted over the past 30 years.