I’m happy to chat any time just PM me and get me on the phone. 

He has no interest in sitting on market and wants to get out of the mortgage asap to free up the payment when he gets where he's going.I think the correct action is to offer and explain a quit claim deed, and ensure he fully understands that hes leaving a fair amount of money on the table. 

@Jacob D AdamczakThere is no one right answer and a lot of other factors beyond just the simple one at hand come into play - age, other savings, goals, time you expect to be with this employer, etc.That company match paired with the tax deduction you get on your own contribution are essentially free and immediate return on investment. 

Who am I refinancing to free up capital from?

Feel free to PM me.

If you come across something in the meantime that meets our criteria, though, please feel free to forward it along."

Feel free to PM me with more questions if you have them.  

References - I am not referring any names in this post for the sake of privacy for the home-owners and hence the characters in this situation will be referred as -Wife - "W", Husband - "H", Brother of Wife - "B"Attorney (from wife's side) - "A"Property 1 - "P1"Property 2 - "P2"I will try to explain the situation as clearly as possible, please feel free to post below if you have further questions. 

Please feel free to PM and I can tell you the areas where I feel have the most ROI using this method and potential for appreciation in San Diego. 

If you want to message me directly feel free but here's the list of questions I recommend every investor to ask their banks as they interview them (remember, you are the customer.