Here´s the breakdown of my cards:AMEX - $19,135 (I have an installment plan, at 7.99% APR, they won't close my account when I pay off the card) (credit line 22K)VISA WellsFargo - $6,865 at 21.99% APR (credit line $7,350)DISCOVER - $3.369 at 11.99% APR (credit line 7k)CHASE Freedom - $5,003 at 22.99% APR (credit line $5,500)I have no more savings.About my income: I pay myself around 3K a month and I get a 20% commission on every transaction when helping my boyfriend representing sellers and buyers.I'm so compromised with this, that I just sold my car (I had a loan for 19k and got 20.5K for it) I know I can deal without a car right now and I want to lower down my monthly expenses to see where else I can put my money.So... is it a good idea to use the IRA money to pay debt?

I would start by listening to episode 441 - House Hacking as an NFL Player (https://www.biggerpockets.com/...). 

@Carissa Holmes ok before you target 20% growth realize the first priority is not to lose the investment, which you stand a good chance of doing if you are chasing high returns: high reward=higher risk. 250k investable is a lot of money but it’s not a LOT of money.

Thanks Chase!

I am a recently retired NFL player in the Los Angeles area.

Hi Chase!

I purchased it with a Dreammakers loan from Chase.

I see 1031 and OZ activity spilling so hard into new projects I can’t help but feel it’s more money chasing fewer opportunities and possibly creating a supply bubble over a mid-term time scale of 3-5yrs.I’ve ridden the “equity wave” with SFR and see at least a mid-term top this year...or at least I’m not a buyer in this climate and partially a seller.  

You treat me right, you are going to make commissions on more than one property off of me, and not have to chase down a lot of different buyers. 

Do we chase deals as prices continue to go up?