You could also structure this tranche of capital as a form of preferred equity and ask the seller to ride along in the deal and pay them back out of cash flows or on a refinance at a later date. 

Some help if you have...So I decided to take the conventional route and managed to save up a 20% down payment on the 150k-250k range of multifamily properties(2-3 unit preferably).The savings actually comes from the work I’m currently doing to help with the covid efforts or else it would take me about another year to save up this money again due to the good debt I have right now(5% interest on student loans).To get specific I’m looking at a 35-40% debt to income ratio right now solely from my student loans unfortunately.

It's available on Audible if you would prefer to listen to it instead. 

I would prefer communicating with them and finding a good solution for everyone. 

Preferably something free like in NJ, or under 25$

(We also were conservative in our new home purchase and are able to cover both mortgages, though we've tightened our belts more than we would prefer of course.)Anyways, we did immediately get an offer on the house, which we took after minimal back-and-forth negotiation led to an agreed-upon price of $112,500.

@Lance Castillo out of curiosity, why would you prefer a balance sheet lender over any other lender?

My personal preference is to go just below full market for a similar but fresh unit.

We prefer to be in the Disney area.

I actually preferred using a HELOC because I can tap into it only when I need it.