I would suggest going - especially if you've never been to one of these weekend upsells - but keep your wallet and credit cards in your pocket.

I've seen mistakes on at least a 1/3 of the HUDs and the most I've seen was close to $3,000 where a credit for the down payment was left off!

I only bank with locals and credit union.

Make sure you conduct a credit check, criminal background check, and employment verification.

He gave me his roofing business card along with his other business card for his part time gig being an Elvis impersonator.

Our lender has a fee to extend their lock on the rate, I'm trying to see if the seller Ocwen will credit that back at closing.

They have no credit so cosigners.

But Houston played their cards a little better and everybody abandoned Corpus for Houston.

I do have a family friend that has excellent credit and was wondering if I can get some advice on how to structure this deal.

If not, then focus on stockpiling your cash while remedying the obstacle to your ability to qualify for a loan (reduce debt, credit score, etc) and/or find a partner to work with who also has cash or who can qualify for that loan.Fifth, just seek seller financing or take over someones payments to buy something.