I think I finally got the bug a couple of weeks ago to really pursue this, and now I'm in the mind-numbing process of educating myself and figuring out where to start.

But you can easily and cheaply educate yourself by 1) reading a half dozen books on RE investing, and 2) attending your local REIA and talking to people.

My name is Katrise, I am a real estate investor currently in the Baltimore MD area, I focus on Short Sales, Wholesaling and other profitable facets of real estate, I also help other like minded investors get educated on the many different ways so utilize this "bad market" in order to make them the most profit.

I respect that and realze that most true happiness comes from family.In the past people have always been held to their cast by education your father was a boatright you are a boatright,However today with the freedom of available information & any one persons ability to educate themselves at thier own leasure.

It's nice to have access to educated, friendly, and honest people.

Hedge your bets on a good return (Leveraged returns using the 2%/50% rule should return 40%+ per year on a 25% LTV loan).

I like that leverage you get with that approach!!

I have several properties but am fully leveraged 80% LTV and am stuck.

Mike, Turning one property into a loser to buy another that will have a positive cash flow doesn't make any sense yes, but keeping in mind that an investors goal is to grow their portfolio, The equity base in one piece of property (the 200k ARV) could in fact give him the power to leverage more properties that have higher individual NOI's, utilizing that properties equity base makes it a winner, not a loser.

People make very bad decisions based on emotion.Get educated about the local laws and your recourse and make a logical decision.Good luck!