We're in decline and becoming a third rate country.

Last week was the first time they declined coverage.

No decline in % in last 6-12 months?

It’s fine to simply decline, even if you just want to avoid a more neighborly relationship with your tenant, but I’d see it as more of a neighborly ask on tenant’s part, not because you’re also the landlord.

I would not converse with tenant in any format, as things could end up in court, if he declines to leave and has to be evicted etc. also don't confront in person, you said he is MMA fighter, good rules to live by include : Never get involved in a land war in Asia , and never anger a man with Cauliflower ears.

Because I remodeled it, I didn't have a problem renting, but I did have a few people decline.  

There is an option to buy "insurance" that was declined when making the reservation.

I see others say SJ may be headed towards a decline.  

However, they declined the offer and have been sending me disrespectful emails, demanding additional compensation.I'm in need of guidance on how to proceed from here.

Our house is assessed at 415000 and the mortgage is 269000 and not declining because everything goes to interest, taxes, and insurance, nothing to principal.