My rough sketched idea was to transfer the deed to my name so i can do a cash out refinance on her home, then pay off my mortgage with the money so i can then apply for a HELOC on my residence since my plan is to start with the BRRRR strategy.I would love any and all advice or tips on how i should proceed or how my potential plan is flawed.Thanks everyone in advance!!

The short nonspecific answer is you should refinance your car loan into a HELOC or have them factor into your new mortgage and pay off the car as a condition of closing.The way DTI works - anything credit reportable the bank will see and use.

Just getting started in the buy and hold rental game in Phoenix and was hoping to fund my first deal with a HELOC from my primary residence.

After calling 25 banks i found a Bank (Citizens) to do a heloc on my rental property in third position.

We paid cash for it using our own personal funds, along with funds from a HELOC on another personal/vacation property that we do not rent out.From a tax-perspective, does it matter if we keep the heloc in place and write-off the interest personally, or should we think about doing a cash-out refi on the place we just closed on to have the interest associated with the rental property, and pay-off the HELOC?

Used my HELOC on my house to pay for the repairs and then 4 months later did a cash out refi into a 20 commercial loan.

I’m wondering if any of you have considered doing a HELOC instead?

What are the drawbacks of a HELOC in comparison to a refi?

Would prefer a HELOC as I do not need the cash at the moment but have been unable to find a lender to do this. 

Does a HELOC or private lender make more sense for a DP?