This was actually a response to a request for comments to model legislation by the Conference of State Bank Supervisors which is not a government agency but a private national organization of state bank supervisors (read regulators).

After that you can do seller financing, private party loans, portfolio loans, commercial financing.  

The property is on private sewer, which I assume means a septic system.The tenants pays electric (all electric units), and owner pays water & trash.

Like you mentioned above, get another loan, find a partner, get private lending.  

Professional private money lenders don't lend on owner occupied properties.

Shoot me a private message if you want to talk more at length.

Find a private investor willing to lend you cash.

Why would you not use hard money or private money if you could do more deals and thus make more money.

It's really fun here.PMI stands for private mortgage insurance.

Good morning  BP,I am working on a rehab and flip project and looking for a competitive source for private money lending to cover the purchase and rehab & remodel costs.My investor partner owns over 20 properties and has excellent credit.He had ask me to present him with some Private money financing options for this project.Thanks in advance for your advice!