I am eager to find lenders willing to treat Fix N Flip brokers the way Retail loan brokers are treated - as part of the team.

So they’re treated the same as traditional long-term rentals for tax purposes.That means: yes, you can do a cost seg and claim bonus depreciation, but it’ll generally only offset passive income (your rental profits), unless you’re a real estate professional for tax purposes.4.

Provided I ensure I'm keeping capital segregated, signing subscription docs/contracts separately for each entity, and otherwise treating it like two completely separate investments by two completely separate entities are there any issues with doing such a thing?

The long-term unit will be treated separately as passive.

It’s a way to treat notes as a repeatable business instead of one-off deals. 

Quote from @Drago Stanimirovic: @Andy Sabisch @Sultan Ali Totally get the caution, but from what I’ve seen, 100% financing can actually work well, even on a first flip, if it’s treated like a real business.

Pretty much treating it like co-living.

A letter from her employer confirming her status could go a long way in verifying stability.That said, I would still treat it like any other application and make sure the credit and background checks come back clean.

One thing I’ve seen investors focus on is building conservative projections for the off-season and then treating peakseason income as the bonus rather than the base.

The IRS treats STRs differently from long-term rentals if the average guest stay is 7 days or less.