Keep your current guests so happy they extend without hesitation.Here’s how I do it:-Check in weekly (quick “everything good?”

Hi,5.3 cu. ft cloth washer broke just after 6 year extended warranty.I am looking for new one.

Communication, particularly from Serena O’gwin-Miranda, was inconsistent, with multiple emails going unanswered for extended periods.

Is mostly cosmetic, our plan is to redo the wall properly and extend the toilet room to make a true 3/2.

But the term of the agreement determines the danger period.

Quote from @Ray Petteway: I have a commercial loan and already extended it .  

Quote from @Adam Macias: A 50-year mortgage sounds like affordability — but it’s really it'll be debt that never ends. lolOn paper, stretching a mortgage from 30 years to 50 lowers the monthly payment, yes.But in reality, you’re paying far more in interest while barely building equity for decades.If you buy a house at 25 years old if you're lucky, you'll be 75 when the mortgage term ends...It’s housing that feels like ownership but functions more like renting — just with a longer contract and a higher total cost.The real problem isn’t the length of the loan.It’s the affordability crisis that’s forcing people to consider lifetime debt as a solution.Until we address prices, wages, and supply, extending loan terms only delays the inevitable...The further elimination of the middle class chasing the American Dream of owning a home. 

Short-term private money specifically for the “gap period.”Not long-term lenders, just 60–120 day bridge capital.Structure it as:• interest-only• no points• paid back at refi• secured by a second lien on the BRRRR you're finishingInvestors love it because their money isn’t tied up long.2.

Yet good sponsors are still closing — by engineering smarter capital stacks, not waiting for rates to fall.Here are 3 structures we’re seeing work right now 👇1️⃣ Senior + Mezzanine LayerWhen banks stop at 65–70% LTC, adding a mezzanine layer pushes leverage up to ~85%.It’s structured debt — not equity — letting sponsors close gaps without dilution.2️⃣ Preferred Equity Replacing MezzWith mezz pricing tightening, many sponsors are pivoting to preferred equity — same position in the stack, but with more flexible terms and upside participation.Often used when senior lenders won’t allow a true mezz note.3️⃣ Bridge with a Construction TailBridge lenders are extending into stabilization periods, giving developers time to lease up or season cash flow before refinancing into perm debt.That flexibility can make or break timelines right now.🧩 Why this matters:Capital creativity is the difference between paused and closed deals.The capital stack isn’t fixed — it’s engineered.💬 Question for the group:What’s the most creative capital stack you’ve closed (or seen) in this market?

Typically these short furnished leases have shorter termination periods and easier termination like a month to month so if you have a good month to month you are good.