There's the typical Roth IRA or Traditional IRA (post-tax vs pre-tax contributions).

That said you may consider a Solo 401k to contribute 10x more than an IRA annually if there's self employment robust enough and no employees. $50k might be enough to do some PMLs but probably not for the IRA/401k to actually own real estate.

@Megan McclungNon-recourse lendersA Solo 401k is better than an IRA for investing in real estate with leverage since the 401k is exempt from UBIT on leveraged real estate unlike an SDIRA.

That’s a big hit before you even invest in real estate.If you really want to move retirement funds into real estate, look into a self-directed IRA or solo 401(k) instead.

Once they earn income open Roth IRAs for tax-free growth.

Another option is to roll it into a self-directed IRA, which lets you invest in real estate without withdrawing or paying penalties.That route keeps the tax benefits while still putting the money to work in real estate.

A Roth IRA is excellent for long-term tax-free growth, but contributions are limited ($7,000/year at your age) and early withdrawals are restricted.

Is there any 'other' way to use funds from an IRA (roth, held for over 5 years) to pay for an investment property?

.- No lockup period- Monthly distributions with no fees- 14 years in the business- Over 2,000 loans originated- Stringent lending process with solid approval guidelines- Promises an 8% hands free return- Combines private cash and IRA investors into a pool for loans- Funds are used by real estate investors to buy and rehab distressed properties which are insured and liens have appropriate title insuranceThey have 300+ inventors, closed 2,000+ loans, $550m+, and 0 loser since 2008 when they opened.

Denise, can I roll the proceeds into a self directed IRA?