@Ajish Abraham Thomas If you have terrible credit and plan on living in the house yourself this looks pretty standard, maybe a little high on the interest.But if you're looking at this as an investment you need to go back to the drawing board and figure out how to get motivated sellers to call you.

In real estate, seller concessions are often sold as a sweetener— extra cash from the seller to cover closing costs or repairs.

However, the most reliable motivated sellers I’ve found in my 45 years of real estate investing is simply PEOPLE WHO HAVE A GREAT NEED FOR CASH NOW.  

When buying a 5+ unit building, I WISH I could get the seller to use the residential disclosure since multifamily is residential, but it's also commercial.

Wait for the sellers to become more motivated but start to have those conversations. 

Purchase price: $410,000 Cash invested: $39,000Purchased using seller financing with a $38k down payment so the seller could pay off their mortgage and cover their closing costs.

I would like to request seller financing/deferred payment for the land which has been vacant and on the market for over a year.

I’m not a licensed agent — just someone eager to learn and grow in this space.My primary interests are in seller financing and building a portfolio of rental properties over time.

The more you can sell yourself and your company on the website, the easier it is to sell and negotiate when you talk to the seller, because they are already warmed up.

Look for motivated sellers, study comps in your target areas, and get comfortable running numbers quickly.