@Danny Ng - Happy to continue the conversation via DM or phone call to give you as clear an understanding of all the different tax profiles we deal with and how it can move the needle on needs and pricing.

"FEDERAL FUC&^NG PRISON" Not quite sure the meaning or relevance of this statement - perhaps I’m missing the meaning of your comment.There is ABSOLUTELY NO accusation of any violation of criminal, or even civil law, regulation or compliance in this thread by Open Door or anyone or entity associated with it. 

Quote from @Jane Ng: I evicted a tenant in Oct for multiple lease violations, including non payment of rent.

This will give you at least some idea of costs to run bb heaters.Do the same for window units.Now do the new packageunit.You now have idea of operating costs, historically NG & Propane have better BTU/$ costs but im not familiar with your area.Im sure the house will be more comfortable with a ducted system.Contact some local realtors & get an idea of market values withe the upgrade.

Quote from @Anthony Ng: In the process of closing on 2 right next to each other!

I've got a couple of potential ideas for you but it depends on your goals and objectives.Also TYFYS, I'm Army NG myself and I started similarly as you did! 

Quote from @Anthony Ng: I just started with them.

Hello @Cindy Ng!

The trades didn't pay as well back then so after high school I got an associate of liberal arts ( auto repair ase certification) then continued learn in ng took hydraulic system repair and building pumps included and until an injury in2003 was a journey iron working doing structural installing commercial doors where they originally were not designed to be .always running my own side home repair business and taking any chance to learn anything new or a better way to do things because I feel if you aren't moving forward you are  stagnating .I wanted to just say thank you for accepting me and I am grateful for any and all recommendations,tips or critiques as I strive to become the best version of myself I can .

Also used IRA money to buy tham and cover repairs.