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I’ve been learning more about how private capital fills funding gaps.

With private lending, you can often close in 10–14 days (sometimes faster).

Usually the private lenders want higher interest rates and shorter terms. 

I’ve been having more conversations with investors about raising private capital, and I’m curious how folks on the lending side are approaching things in the current market.For those of you who lend privately:-What’s your comfort zone on LTV these days?

Any suggestions on how to find private money investors locally?

For multifamily or mixed-use, have you had better experiences with agency-backed loans (Fannie/Freddie) or with private lenders who move faster?

Then I created a small studio like apartment on a part of the third floor with its own entrance and beautiful balcony and rented that out.

They want a private lender to fund and use the equity as the "skin" in the game.

1 bedroom with a balcony$2600-$2800 month