You’re thinking in the right direction — zero lot line / townhome-style developments can meet a real need in rural and secondary markets, especially where there’s demand for affordable, low-maintenance housing but no new supply.A few ways you might approach testing your vision:Market Feasibility Study: Talk with a local planning department or economic development office to get housing demand data (demographics, household income, and housing stock).

Are you planning to use this line for the downpayment, or the full purchase?

We’ve been helping investors and homeowners in Wisconsin with both HELOCs and Lines of Credit—whether it’s for primary residences or investment properties.

We talk a lot about the numbers—cash flow, appreciation, and ROI. But sometimes, the biggest impact on your portfolio comes from the less glamorous parts of the business, like maintenance. It’s easy to see it as just ...

Know the rules, and you can protect yourself without getting burned.The bottom line is this: you need a management team that doesn’t drop the ball.

I was wondering if anyone had suggestions on what Credit Card companies will accept stated income for a loan amount of $20K and over for Real Estate repairs.

Another option I've been thinking about is getting a line of credit and only using the amount I need for another deal.

I have a builder lined up, have seen a piece of land but haven't called the seller yet.

It went pretty high up in some cases, and they decided they had no interest.i have then spoken to banks who do these guidance lines for HMLs, but they will only do performing, not non performing (the fact that I am offering an interest reserve for as long as they seem necessary does not help).I did end up finding 2 of the larger ones that finance HMLs, that actually have the product I need for NPLs, but their guidance line sizes start at 20 and 25 million respectively, and you need to be up to 50 million within a year, which is too large for me at this stage.Hence why I thought of finding hard money lenders (those that use their own capital, and not guidance lines that will not allow NPLs) to see if I can interest anyone, as I know that most HMLs are sitting on capital and not writing enough loans at the moment.

Additionally, I would appreciate any insights on obtaining a builder line of credit for this and future projects.Our Pro Forma is complete and I am happy to share details offline for those interested in learning more about the structure and projections.Thank you in advance for your input — time is of the essence as we are aiming to secure funding by mid-September 2025.