@James McGovern,A securities-backed line of credit (SBLOC), which is what I believe you’re referring to, can be an alternative to hard money.

As someone deeply immersed in the real estate finance world, having worked with numerous direct lenders and analyzed countless deals, I want to break down what this data means for lenders, brokers, and borrowers/developers alike.The Big Picture: A Market Slowing its PaceThe data clearly indicates a slowdown in the housing market for 2025, primarily driven by sustained higher mortgage rates and a gradual increase in housing supply.

It’s a side of real estate that isn’t always talked about—but should be.Over the years, I’ve worked with countless families—people who never imagined they’d miss a payment, much less face a default notice.

@Josephine ChI'm a dual citizen investing in both Canada and US, I moved to the US from Toronto about 10 years ago.I've helped countless Canadians get started on investing in US real estate from Canada.

Yes, Mortgage Brokers charge for their product & services but we end up saving borrowers thousands and countless hours of headaches.I've worked for direct lenders & I can tell you one thing, they ARE NOT cheap.Some Direct lenders go & bake in as much as 4 pts per file.While working with a broker you can expect a 1-2.5% fee but that is on top of extremely slim margin mortgage pricing which is not available to a direct consumer/investor.

Hello everyone! Info: If I currently don't plan to get any job since I am just starting out on ecommerce and stocks (so in total its like ~30k taxable income last year 25k from stock which needs to be stable for 2 yea...

I definitely recommend going to this--you will meet countless different people in the industry including investors, realtors, property managers, legal and financial advisors, contractors.

Having the right team in place from the start can save you countless headaches down the road and give you confidence as your portfolio grows.Wishing you success and smart investing!

Having the right team in place from the start can save you countless headaches down the road and give you confidence as your portfolio grows.Wishing you success!

Density & Alternative Uses10.2 acres is a lot of land.