I'm in the process of buying a house but have agreed to keep the existing tenants.

.👉 For realtors: A cooler job market often nudges the Fed toward rate cuts.

In my eyes this would be great as she owes ~80k on the house at the moment and would be better to continue with the existing loan rather than starting a new one all together.

I’m new to real estate investing and could really use some guidance. My wife and I currently own our home here in Virginia and are looking to move into a bigger place in a community that’s better for our children.
 
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We've tried groups like Lima One and Kiavi, but they just don't work for our model — their DSCR underwriting is based on market rents, not actual lease terms, and STR want 12 month's of existing performance.Here’s an example deal:Purchase Price: $400,000Lease Terms: 3-year lease at $4,000/monthMarket Rent: ~$2,500/monthBecause DSCR lenders are using the lower market rent, we get capped on LTV and lose the leverage we need — even though our tenant-buyer is pre-approved, fully underwritten, and putting down 10%.We operate two private real estate funds and close 2–4 single-family homes/month for pre-approved rent-to-own tenants.

When wholesaling properties I have heard of using transactional funding the day of closing.  This in theory would allow you to purchase the home you have under contract in one room, assign it and have your assignee si...

Situation:Husband and wife bought a NEW home in 2017 for $380K and put down $90K, then obtaining a $290K CONVENTIONAL 30 Year Fixed interest rate 1st  lien @ 4.0%. The payments on this 1st lien are $1,384.50 P & I...

.: Is it better to put down 20% and use a bank loan or is it better to Take Over Existing Loan - How Do I do that?

.: Did you know that if you buy a $400,000 property . . .In a typically bank financing scenario you put down 20% or $80,000 and finance $320,000 for 30 years the Principal and Interest at 7% is $2,129 and over 30 years you pay $766,428 (the bank loves you)BUTif you take over a loan using a Wrap (Wrap To, it takes about $15,000 in costs) and take over the existing mortgage at 2.5% that was taken out 2 years ago your payment Principal and Interest is $1,264 ($865 a month less) and over the remaining 28 years pay $447,894 (you get to keep the difference)That's a savings of $318,534 Three times a Year!

I would like to use the money for a down payment on my next property without touching the existing loans.