Day 12 of 90 (03/28/14)

Day 12 of 90 (03/28/14)

Today I answered a lot of Gails questions although I'm sure I wasn't much help. She said we might be able to do a USDA loan (yes, I thought about beef too) which is 100% financing. At least that was my understanding of it. If not then definitely I should qualify for FHA but where do I find that 3.5% ? I only have $125 saved up so far.

I also noticed this posting has become sticky. I apologize to everyone for that. I spilled soda and I'm waiting to borrow a mop.

I was listening to PodCast 63 today with J Scott (it won't let me @ him) while at work. I know I do this and I'm sure some of you do too but when the boys do the "Famous Four" I always try to figure out how I would answer those questions if I was the guest. Side note: I have an AWESOME answer for the Fav Business Book that no one has used yet. But on the "What sets them apart question" J made a good point. I was going to answer it myself with "Luck" but he said, (in a nutshell) "Get off your butt and do something. It will snowball from there."

I don't know if he knows how right he is. I thought it was luck that I ran into my, now, mentors. It wasn't. I got off my butt and started this 90 Day Challenge. Once I started that (and yes I update you guys poorly, I will work on that) other stuff started to fall into place. I'm 12 days in and I've hit a few bumps already but again, I don't know everything that needs to be done but I can't learn it all if I don't try. Sometimes life steps into the game a bit more then I'd like it too but I'm learning. I have things today that I didn't have 12 days ago. Some of the things I never thought I'd actually get. I have Mentors! And not the kind that want $5,000 upfront to help "coach" you. Did you catch the PodCast reference there?

I have someone helping me to get a loan. Who would have thought that I'd ever have someone trying to get me money? Usually people are trying to take it from me. I have a better sense of direction and purpose then I had before. I know some of you are reading this and going "You haven't really gotten far in 12 days." Perhaps not physically but mentally I've gone leaps and bounds. Would I like to have been further along than I am today? Uh, yeah. Duh, but I also didn't know where I should actually be at this time. I don't have a guideline set out. "I want this by Day 15 and this by Day 17. And it's now Day 4,235..." I'm just following the basic steps that Brandon outlined and doing my best from that.

I also just let my father know what I was doing. I haven't informed him before because in his protective way he tends to get very pessimistic. Usually to the point where he makes pessimists look optimistic. Because I haven't informed him before he automatically assumed that I was jumping in with both feet and this was my first day. In the course of explaining that I have done a little research I found out that he was going to invest with another gentlemen a few years back. He's very glad he didn't as that person has since filed bankruptcy. Perhaps if I could prove to myself that I can do this and that it is possible for an everyday schlub like me to do this, then I could ask him to be an Investor on my next deal. I'll have to figure out how that end of things works... great, more homework.

edit: If you're curious you can see this in the forums here.