House Hacking Investing Strategy Forum

FHA Pre-Approved for $300K, Looking for Market Advice
House Hacking
New York-Newark-Jersey City Metro
FHA Pre-Approved for $300K, Looking for Market Advice

Hey everyone! I posted here last year about wanting to get into real estate investing through house hacking, and I received some great advice. One of the biggest recommendations was to wait until I received a decision on my disability benefits before moving forward. I took that advice, and I’m ha...

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New investor looking for a mentor in Union, Hudson, or Bergen County, NJ
House Hacking
New York-Newark-Jersey City Metro
New investor looking for a mentor in Union, Hudson, or Bergen County, NJ

Hi everyone, I'm brand new to real estate investing and looking to learn from someone experienced in Union, Hudson, or Bergen County. My goal is to house hack a 2–4 unit property, ideally a triplex or quadplex, in the next few years. I would be a first-time buyer, currently building my savings, a...

FHA Self Sufficiency
House Hacking
Anchorage, Alaska
FHA Self Sufficiency

A quick update for those who may run into this as a problem, because I deal with this a lot in my area. Just to be clear I'm setting the definition right up front: self-sufficiency measures the appraised rents not the current market rents. In certain regions this is a problem because your apprais...

VA Renovation Loan
House Hacking
Joliet, Illinois
VA Renovation Loan

Hey everyone, I'm looking at purchasing a property that currently has no finished flooring. Based on what i can see, most of the needed renovations appear to be cosmetic, although i haven't had an inspection completed yet, so i understand that could change. I spoke with my lender about using a st...

Advice on Furnished 4BR in Little Rock — MTR, insurance housing, or corporate lease?
House Hacking
Little Rock, Arkansas
Advice on Furnished 4BR in Little Rock — MTR, insurance housing, or corporate lease?

Hi all — first post. I could use the wisdom of this crowd. The situation: I own a 4BR / 2,550 sq ft fully furnished home in west Little Rock (72211), in a quiet cul-de-sac. It becomes vacant in December, and I'm not interested in nightly Airbnb churn — I want low turnover and professional tenants...

The Most Underrated Real Estate Investing Strategy in Raleigh For Newbies
House Hacking
Raleigh, North Carolina
The Most Underrated Real Estate Investing Strategy in Raleigh For Newbies

It's no secret - finding a traditional single-family rental that actually cash flows is nearly impossible with 20% down right now... But there's one strategy I think more people should really consider: house hacking. I'm talking about buying a 3–4 bedroom home, living in one bedroom, and renting ...

Advice Needed: House Hacking in Charlotte, NC
House Hacking
Charlotte, North Carolina
Advice Needed: House Hacking in Charlotte, NC

For those who have house hacked in Charlotte or the surrounding areas, what first time homebuyer programs or low down payment options did you use? Is FHA with 3.5% down the best route, or are there other programs that offer down payment assistance in exchange for living in the property for a cert...

First house hack? Compare it to your rent, not to a rental
House Hacking
First house hack? Compare it to your rent, not to a rental

Most first-time buyers I talk to run the numbers on a 2 to 4 unit building as if it were a pure rental. The deal looks thin, and they stay on the sidelines. Here is the part nobody explains. If you live in one unit, the right comparison is what it costs you to live there versus what you pay in re...

Is a 1bd 1bath duplex even worth it?
House Hacking
Toledo, Ohio
Is a 1bd 1bath duplex even worth it?

I’m new to investing and I want to do it right. I found a small duplex property in northwest Ohio. I ran the numbers and it seems like a great deal on paper. The issue that I have is that it’s a 1 bed 1 bath per unit. Is that even worth looking into in 2026?

New member looking to house hack with my VA loan and benefits in the Houston area.
House Hacking
Houston, Texas
New member looking to house hack with my VA loan and benefits in the Houston area.

Good afternoon, I am new here and a disabled Veteran looking to use my VA home loan for the first time within a year or so. I live in the Houston area in a suburb north of the city called Kingwood. I have been doing research and gaining knowledge for a couple years. I am having difficulty finding...

My mortgage was $2,700 a month. I paid $700 of it
House Hacking
Manchester, New Hampshire
My mortgage was $2,700 a month. I paid $700 of it

That's the whole idea behind house hacking, and it's the reason I own real estate today. In early 2022, my wife and I bought a 2-family in Manchester. We lived in one unit and rented the other for $2,000 a month, heat and hot water included. So here's the math I'd run on any house hack: Start wit...

House Hacking questions
House Hacking
Denton, Texas
House Hacking questions

Hi everyone, I'm Pradip. I'm getting started in DFW real estate investing and currently learning the market. My plan is to house hack, buy a primary residence, live in it for a year, then convert it to a rental and repeat the cycle with a new purchase. Looking forward to learning from everyone he...

Fraud and Money Laundering Under the Guise of Real Estate-Based Immigration
House Hacking
Rancho Cucamonga, California
Fraud and Money Laundering Under the Guise of Real Estate-Based Immigration

Attention, Chinese residents in Southern California—including those in Los Angeles and the San Francisco Bay Area: the illicit activities of a local real estate agent named Peng (909-313-8702) have finally come to light. Operating within Chinese communities across the Bay Area and Los Angeles, he...

I’m new to House Hacking but excited to start!
House Hacking
Greensboro, North Carolina
I’m new to House Hacking but excited to start!

Hey Christian here I’m 28 & new to realtor investing. I can’t wait to start but scared at the same time because I only make 42k annually right now. So it feels impossible to start so I wondering if anyone had any ideas or suggestions on where I should possibly look for a multi family home around ...

Need help with house hacking in Tampa
House Hacking
Tampa, Florida
Need help with house hacking in Tampa

I’m looking to house hack in Tampa. I don’t understand the market fully like neighborhoods. Does anyone have experience in the area?

I combined BRRRR and House Hacking: Would you do this deal?
House Hacking
Parsippany, New Jersey
I combined BRRRR and House Hacking: Would you do this deal?

Intro "House Hacking" is one of the best ways to get started in real estate investing. Buy a property, live in part of it, rent out the rest, and let your tenants help pay your mortgage. I'm currently living through my own house hacking experience, and I wanted to share what it actually looks lik...

Poll
Short-term rooms in the suburbs, who’s doing it?
House Hacking
Short-term rooms in the suburbs, who’s doing it?

Hi all, I’m looking into suburban house hacking: renting a spare room by the night or week while you live in the home, around Houston, Indianapolis and Tampa. what stood out - Rooms are rare. Whole homes make up 72–89% of short-term listings in most of these suburbs. Pearland is the exception, at...

Looking to do my first house hack any information would be helpful. Finished my dscr Looking to do my first house hack any information would be helpful. Finished my dscr

I just finished my dscr and am in the process of finishing renting out my old primary residence. I should be finished in the next two weeks. Looking for a duplex or triplex. I want to house hack and get my cost of living almost to zero or close to it as I can so the remaining money I have can fun...

House Hack Payment Methods
House Hacking
House Hack Payment Methods

I am looking at buying my first house hack very soon. In thinking through the process I was hoping to get some advice on the best way to accept payment from tenants. Does it make sense to establish an LLC and take all payments through that company? Is there any benifit to that? If I am buying the...

House Hacking in California, more specifically San Diego, Thoughts?
House Hacking
San Diego, California
House Hacking in California, more specifically San Diego, Thoughts?

Hey everyone, my brother and I are looking to do a house hack within the next year. We have cash saved up for a down-payment and some money for rehab. We're both first time home buyers so likely we would use an FHA loan. We would have no problem sharing a room and fixing the property up while liv...

House hacking in Sarasota, fl
House Hacking
Sarasota, Florida
House hacking in Sarasota, fl

What are the current rate for a one bedroom in Sarasota fl for house hacking?

Getting started in real estate in the Boston Area
House Hacking
Boston, Massachusetts
Getting started in real estate in the Boston Area

Hi! I am looking to get started in real estate investing by using the house hacking strategy. I am 25 years old, living in the Greater Boston area. I'm very early in my process, so I would love to connect with as many people as I can to learn more about real estate. I'd appreciate any advice as w...

FHA House Hack
House Hacking
Harrisburg, Pennsylvania
FHA House Hack

Looking for advice to analyze a house hack deal. What is the best method to use when looking for a deal. I’m currently in the process of aquiring a duplex in Bellefonte Pa that was built in 1890. Rents are 1,000 per month. Im buying it for 155,000. Interest rate 3.7% However the underwriter is be...

House hacking advice in Northern California
House Hacking
Vacaville, California
House hacking advice in Northern California

Hey all, Finally pulled the trigger and bought a place that's a primary residence, in Vacaville, CA, with as big a lot as I could get - close to a 1/4 acre. Its a 2 story with plenty of square feet, but have my kids taking up most rooms. Trying to be creative, frugal, and savvy with this place, b...

The Scams of a Real Estate and Immigration Agent Exposed
House Hacking
Rancho Cucamonga, California
The Scams of a Real Estate and Immigration Agent Exposed

If you are currently looking for a real estate or immigration agent in California, be sure to steer clear of an agent named Peng (909-313-8702). This individual operates without any professional ethics, running a business designed from the outset to defraud clients. He lures customers with false ...

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