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$225,000

For Sale - Active
108 Oak Meadow Ln, Oneonta, AL 35121
2 Beds
0 Baths
1,425 Square Feet
0.00 Acres Lot
Built in 2000
For Sale - Active
Units n/a
Checked: 13 minutes ago
Updated: Jun 13, 2025 at 03:36AM

Investment Summary


Potential Missing Expenses

We noticed that property taxes are missing—this is a standard expense and should be considered in your estimate.

Monthly Cash Flow
-$74
Cap Rate
5.9%
Cash-on-Cash Return
-1.7%
Debt Coverage Ratio
0.94
Internal Rate of Return (5 years)
2.3%

Property Description


0.00 Acres Lot
Built in 2000
For Sale - Active
Units n/a

Are you looking for a one level, all brick home located right in Oneonta? If so, this is it! This 2 bedroom and 2 bathroom home is all brick and ready for you. This house has a fireplace, large den and spacious eating area. The kitchen offers lots of storage, cabinets and has an area for a large dining table. The bedrooms are spacious. The bathroom has a separate shower and tub. Outside you will find a large screened in porch perfect for enjoying those upcoming summer nights. This house is located on a large fenced in lot too.

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Location


Property Details


Parking

  • Garage Spaces: 1
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 2

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 0.0

Interior Features

  • # of Stories: 1
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Brick
  • Foundation: Slab
  • Roof Type: Gable or Hip

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 2001011000019.009
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: 1-Story
  • Year Built: 2000

Tax Information

  • Annual Tax: $0

Utilities

  • Water & Sewer: Public
  • Heating: Central
  • Cooling: Central Air

Location

  • County: Blount

Listing Details


Listed by:
Nancy Malcolm
Sweet Homelife
(205) 353-8054

Source:
Greater Alabama MLS
MLS#: 21415717
Greater Alabama MLS

Investment Summary


Potential Missing Expenses

We noticed that property taxes are missing—this is a standard expense and should be considered in your estimate.

Monthly Cash Flow
-$74
Cap Rate
5.9%
Cash-on-Cash Return
-1.7%
Debt Coverage Ratio
0.94
Internal Rate of Return (5 years)
2.3%

Purchase Details

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Purchase price:
$225,000
Amount financed:
-$180,000
Down payment:
$45,000
Closing costs:
$6,750
Rehab costs:
$0
Initial cash invested:
$51,750
Square feet:
1,425
Cost per square foot:
$158
Monthly rent per square foot:
$1.12

Financing Details

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Loan amount:
$180,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.840%
Principal & interest:
$1,178
Property tax:
$0
Insurance:
$112
Private mortgage insurance (PMI):
$0
Monthly payment:
$1,290

Operating Income

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% Rent Monthly Yearly
Gross rent:
$1,600 $19,200
Vacancy loss: (6%)
6% -$96 -$1,152
Operating income:
$1,504 $18,048

Operating Expenses


% Rent Monthly Yearly
Property taxes: (n/a)
n/an/an/a
Insurance: (7%)
7%-$112-$1,344
Property management: (8%)
8%-$128-$1,536
Repairs & maintenance: (5%)
5%-$80-$960
Capital expenditures: (5%)
5%-$80-$960
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (25%)
25%-$400-$4,800

Cash Flow


Monthly Yearly
Net operating income:
$1,104 $13,248
Mortgage payments:
-$1,178 -$14,136
Cash flow:
$74 $888