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$445,000

For Sale - Active
13290 Don Loop, Spring Hill, FL 34609
3 Beds
2 Baths
1,989 Square Feet
0.58 Acres Lot
Built in 1996
For Sale - Active
1 Units
Checked: 16 hours ago
Updated: Jun 05, 2025 at 03:35AM

Investment Summary


Monthly Cash Flow
-$1,039
Cap Rate
3.5%
Cash-on-Cash Return
-12.2%
Debt Coverage Ratio
0.56
Internal Rate of Return (5 years)
-7.8%

Property Description


0.58 Acres Lot
Built in 1996
For Sale - Active
1 Units

Welcome to your DREAM HOME in Spring Hill! This stunning 3-bedroom, 2-bathroom pool home is situated on a spacious CORNER LOT half-acre corner lot, offering both luxury and comfort. As you enter, you're greeted by an inviting open floor plan that flows easily from the living, dining, and kitchen areas. The expansive sliding glass doors and windows flood the space with natural light, creating a warm and welcoming atmosphere. The modern kitchen is equipped with granite counter tops, ample cabinet space. The PRIMARY bedroom boasts a serene retreat with its own en-suite bathroom, providing a private oasis for relaxation. The two additional bedrooms are generously sized, offering versatility for guest rooms, home offices, or playrooms. THE LAUNDRY room has brand new cabinets and the washer and dryer remain with the home. NEW WATER HEATER 5/21/2025, NEW HVAC 2025. NEW Thermostat that is WIFi and can controlled by your phone. Step outside into your own paradise – a spacious backyard featuring a sparkling SALT WATER pool with a BRAND NEW PUMP, ideal for refreshing swims on warm Florida days. The large screened in lanai offers hours of enjoyment. The half-acre corner lot provides plenty of space for outdoor activities and gardening. Whether you're hosting BBQs, lounging by the pool, or enjoying quiet evenings under the stars, this backyard is your personal haven. Located in the desirable Spring Hill area, this home offers convenience and proximity to shopping, dining, and entertainment. This property allows you freedom to enjoy the space with no home owners association rules. Don't miss the opportunity to make this YOUR dream home.

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Location


Property Details


Parking

  • Description: Garage
  • Details: Driveway, Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 7
  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Stucco
  • Foundation: Slab
  • Roof Type: Gable or Hip
  • Roof Material: Shingle
  • Pool: Yes

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: R1622318136300000530
  • Lot Size: 25198 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 1996

Tax Information

  • Annual Tax: $5,886

Utilities

  • Water & Sewer: None
  • Heating: Central
  • Cooling: Central Air

Location

  • County: Hernando

Listing Details


Listed by:
Laurieanne Morse
DALTON WADE INC
(352) 457-5710

Source:
Stellar MLS
MLS#: TB8376499
Stellar MLS

Investment Summary


Monthly Cash Flow
-$1,039
Cap Rate
3.5%
Cash-on-Cash Return
-12.2%
Debt Coverage Ratio
0.56
Internal Rate of Return (5 years)
-7.8%

Purchase Details

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Purchase price:
$445,000
Amount financed:
-$356,000
Down payment:
$89,000
Closing costs:
$13,350
Rehab costs:
$0
Initial cash invested:
$102,350
Square feet:
1,989
Cost per square foot:
$224
Monthly rent per square foot:
$1.31

Financing Details

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Loan amount:
$356,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.890%
Principal & interest:
$2,342
Property tax:
$491
Insurance:
$182
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,015

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,600 $31,200
Vacancy loss: (6%)
6% -$156 -$1,872
Operating income:
$2,444 $29,328

Operating Expenses


% Rent Monthly Yearly
Property taxes: (19%)
19%-$491-$5,886
Insurance: (7%)
7%-$182-$2,184
Property management: (8%)
8%-$208-$2,496
Repairs & maintenance: (5%)
5%-$130-$1,560
Capital expenditures: (5%)
5%-$130-$1,560
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (44%)
44%-$1,141-$13,686

Cash Flow


Monthly Yearly
Net operating income:
$1,303 $15,636
Mortgage payments:
-$2,342 -$28,104
Cash flow:
$1,039 $12,468