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$455,000

For Sale - Active
212 S River Rd, Naperville, IL 60540
3 Beds
2 Baths
2,052 Square Feet
0.00 Acres Lot
Built in 1969
For Sale - Active
Units n/a
Checked: 8 hours ago
Updated: Jun 03, 2025 at 03:36AM

Investment Summary


Monthly Cash Flow
-$778
Cap Rate
3.6%
Cash-on-Cash Return
-8.9%
Debt Coverage Ratio
0.64
Internal Rate of Return (5 years)
-4.6%

Property Description


0.00 Acres Lot
Built in 1969
For Sale - Active
Units n/a

Welcome to this charming raised ranch home, offering 3 beds, 2 full baths, and a fenced-in yard in the sought-after Will-o-Way subdivision! On the upper level, you'll find a bright and airy living room with hardwood flooring that flows seamlessly into the dining room. The fully equipped kitchen with brand-new SS appliances includes an attached eating area, perfect for casual meals. Eating area also includes a full wall of built-in cabinets and sliding glass doors to the large balcony. The spacious primary has access to the full bath for added convenience. Bedrooms 2 & 3 offer ample closet space. The lower level provides plenty more living space with its generous family room, rec room with built-in cabinets and counterspace, a recently refreshed full bathroom, and a convenient laundry room. The backyard includes a large patio where you can relax under the shade of mature trees or host gatherings. This home attends Elmwood Elementary, Lincoln Junior High, and Naperville Central High School. The location is unbeatable, situated just minutes from all the shopping and dining options in Downtown Naperville, the Riverwalk, and many parks and attractions. Don't miss your chance to make this lovely home yours!

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Location


Property Details


Parking

  • Description: Garage
  • Details: Concrete, Garage Door Opener, On Site, Attached, Driveway, Garage
  • Garage Spaces: 2
  • Spaces Total: 4

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 9
  • Basement: Yes
  • Basement Description: Finished, Exterior Entry, Storage Space, Full, Walk-Out Access
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter
  • Roof Material: Asphalt

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 0714414014
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Bi-Level
  • Year Built: 1969

Tax Information

  • Annual Tax: $6,688

Utilities

  • Water & Sewer: Public
  • Heating: Natural Gas, Forced Air
  • Cooling: Ceiling Fan(s), Central Air

Location

  • County: Du Page

Listing Details


Listed by:
Alice Chin
Compass
(630) 425-2868

Source:
Midwest Real Estate Data (MRED)
MLS#: 12347313
Midwest Real Estate Data (MRED)

Investment Summary


Monthly Cash Flow
-$778
Cap Rate
3.6%
Cash-on-Cash Return
-8.9%
Debt Coverage Ratio
0.64
Internal Rate of Return (5 years)
-4.6%

Purchase Details

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Purchase price:
$455,000
Amount financed:
-$364,000
Down payment:
$91,000
Closing costs:
$13,650
Rehab costs:
$0
Initial cash invested:
$104,650
Square feet:
2,052
Cost per square foot:
$222
Monthly rent per square foot:
$1.36

Financing Details

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Loan amount:
$364,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$2,153
Property tax:
$557
Insurance:
$196
Private mortgage insurance (PMI):
$0
Monthly payment:
$2,906

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,800 $33,600
Vacancy loss: (6%)
6% -$168 -$2,016
Operating income:
$2,632 $31,584

Operating Expenses


% Rent Monthly Yearly
Property taxes: (20%)
20%-$557-$6,688
Insurance: (7%)
7%-$196-$2,352
Property management: (8%)
8%-$224-$2,688
Repairs & maintenance: (5%)
5%-$140-$1,680
Capital expenditures: (5%)
5%-$140-$1,680
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (45%)
45%-$1,257-$15,088

Cash Flow


Monthly Yearly
Net operating income:
$1,375 $16,500
Mortgage payments:
-$2,153 -$25,836
Cash flow:
$778 $9,336