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$349,900

For Sale - Active
2154 Alabama Ave, Oneonta, AL 35121
3 Beds
0 Baths
2,004 Square Feet
0.00 Acres Lot
Built in 2005
For Sale - Active
Units n/a
Checked: 18 hours ago
Updated: Jun 13, 2025 at 03:48AM

Investment Summary


Potential Missing Expenses

We noticed that property taxes are missing—this is a standard expense and should be considered in your estimate.

Monthly Cash Flow
-$276
Cap Rate
4.7%
Cash-on-Cash Return
-4.1%
Debt Coverage Ratio
0.83
Internal Rate of Return (5 years)
0.0%

Property Description


0.00 Acres Lot
Built in 2005
For Sale - Active
Units n/a

Located on Alabama Avenue in the heart of Oneonta, this four-sided brick home features three bedrooms and two bathrooms, and is move in ready! It boasts a spacious kitchen with an island and a walk-in pantry, as well as ceilings that are over 9 feet high. The laundry room is conveniently located right off the kitchen, also equipped with a sink. The large deck overlooking the private backyard adds to its appeal. Ample space in each bedroom with large closets and a split bedroom design. The large living room with gorgeous hardwood floors and a gas log fireplace is centrally located in the home. The open concept design allows for a nice flow throughout the space.

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Location


Property Details


Parking

  • Description: Attached, Driveway Parking, Parking (MLVL), Rear
  • Garage Spaces: 0
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 0.0

Interior Features

  • # of Stories: 1
  • Basement Description: Crawl Space
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Brick
  • Roof Type: Gable or Hip

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 1609322000062.041
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: 1-Story
  • Year Built: 2005

Tax Information

  • Annual Tax: $0

Utilities

  • Water & Sewer: Public
  • Heating: Central, Electric, Heat Pump
  • Cooling: Ceiling Fan(s), Central Air

Location

  • County: Blount

Listing Details


Listed by:
Melinda Anderton
Keller Williams Realty Blount
(205) 353-2358

Source:
Greater Alabama MLS
MLS#: 21412193
Greater Alabama MLS

Investment Summary


Potential Missing Expenses

We noticed that property taxes are missing—this is a standard expense and should be considered in your estimate.

Monthly Cash Flow
-$276
Cap Rate
4.7%
Cash-on-Cash Return
-4.1%
Debt Coverage Ratio
0.83
Internal Rate of Return (5 years)
0.0%

Purchase Details

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Purchase price:
$349,900
Amount financed:
-$279,920
Down payment:
$69,980
Closing costs:
$10,497
Rehab costs:
$0
Initial cash invested:
$80,477
Square feet:
2,004
Cost per square foot:
$175
Monthly rent per square foot:
$1.00

Financing Details

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Loan amount:
$279,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$1,656
Property tax:
$0
Insurance:
$140
Private mortgage insurance (PMI):
$0
Monthly payment:
$1,796

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,000 $24,000
Vacancy loss: (6%)
6% -$120 -$1,440
Operating income:
$1,880 $22,560

Operating Expenses


% Rent Monthly Yearly
Property taxes: (n/a)
n/an/an/a
Insurance: (7%)
7%-$140-$1,680
Property management: (8%)
8%-$160-$1,920
Repairs & maintenance: (5%)
5%-$100-$1,200
Capital expenditures: (5%)
5%-$100-$1,200
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (25%)
25%-$500-$6,000

Cash Flow


Monthly Yearly
Net operating income:
$1,380 $16,560
Mortgage payments:
-$1,656 -$19,872
Cash flow:
$276 $3,312