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$525,000

For Sale - Active
2249 Valencia Lakes Cir, Naples, FL 34120
3 Beds
2 Baths
2,347 Square Feet
0.00 Acres Lot
Built in 2003
For Sale - Active
Units n/a
Checked: 14 hours ago
Updated: Jun 19, 2025 at 03:09AM

Investment Summary


Monthly Cash Flow
-$285
Cap Rate
5.5%
Cash-on-Cash Return
-2.8%
Debt Coverage Ratio
0.89
Internal Rate of Return (5 years)
1.3%

Property Description


0.00 Acres Lot
Built in 2003
For Sale - Active
Units n/a

This gorgeous 3 bedroom + optional 4th bedroom or den, 2 full bathrooms, pool home with breathtaking water views that offers a flexible layout to suit your lifestyle. The open-concept living area flows seamlessly to the outdoors and invites you to relax by the sparkling pool while taking in the serene surroundings. With a newer roof for added peace of mind, this property features a spacious, light-filled interior with an open floor plan perfect for entertaining. The outdoor space is an oasis with an extended covered lanai, providing an ideal setting for dining lounging and entertaining. Pool has been freshly resurfaced with new pump and filter. Oversized 2 car garage also is complete with 64 sqft of mounted rack storage. Enjoy your time on the lake sailing, kayaking, paddle boarding and fishing. Valencia Lakes is a gate community with low HOA fees that include a heated pool, fitness center, new playground, and multi-purpose basketball/tennis/pickleball courts. Located in a quaint & quiet location in the neighborhood with minimal traffic and near the easily accessible resident-only gate. Relax peacefully on your lanai with no road noise from Immokalee Rd! You’ll be just minutes from top-rated schools, upscale shopping, and fine dining. With its prime location, unmatched water views, and flexible floor plan, this home is a rare find. Don’t miss your chance to own this slice of paradise and start living your dream!

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Location


Property Details


Parking

  • Description: Attached, Garage, TwoSpaces
  • Details: Attached, Garage
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Stories: 1

Exterior Features

  • Roof Material: Tile
  • Pool: Yes
  • Pool Community: Yes

HOA

  • Has HOA: Yes
  • HOA Fee: $160/monthly

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 78698000282
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Ranch, One Story
  • Year Built: 2003

Tax Information

  • Annual Tax: $2,345

Utilities

  • Water & Sewer: Public
  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Location

  • County: Collier

Listing Details


Listed by:
Kristen Jenkins
Local Real Estate LLC
(239) 564-9099

Source:
Florida Gulf Coast Multiple Listing Service
MLS#: 224075028
Florida Gulf Coast Multiple Listing Service

Investment Summary


Monthly Cash Flow
-$285
Cap Rate
5.5%
Cash-on-Cash Return
-2.8%
Debt Coverage Ratio
0.89
Internal Rate of Return (5 years)
1.3%

Purchase Details

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Purchase price:
$525,000
Amount financed:
-$420,000
Down payment:
$105,000
Closing costs:
$15,750
Rehab costs:
$0
Initial cash invested:
$120,750
Square feet:
2,347
Cost per square foot:
$224
Monthly rent per square foot:
$1.70

Financing Details

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Loan amount:
$420,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$2,689
Property tax:
$196
Insurance:
$280
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,165

Operating Income

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% Rent Monthly Yearly
Gross rent:
$4,000 $48,000
Vacancy loss: (6%)
6% -$240 -$2,880
Operating income:
$3,760 $45,120

Operating Expenses


% Rent Monthly Yearly
Property taxes: (5%)
5%-$196-$2,346
Insurance: (7%)
7%-$280-$3,360
Property management: (8%)
8%-$320-$3,840
Repairs & maintenance: (5%)
5%-$200-$2,400
Capital expenditures: (5%)
5%-$200-$2,400
HOA fees: (4%)
4%-$160-$1,920
Total operating expenses: (34%)
34%-$1,356-$16,266

Cash Flow


Monthly Yearly
Net operating income:
$2,404 $28,848
Mortgage payments:
-$2,689 -$32,268
Cash flow:
$285 $3,420