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$620,000

For Sale - Active
230 Tom Swamp Rd, Hamden, CT 06518
6 Beds
6 Baths
4,075 Square Feet
0.00 Acres Lot
Built in 1987
For Sale - Active
Units n/a
Checked: 13 hours ago
Updated: Jun 22, 2025 at 03:10AM

Investment Summary


Monthly Cash Flow
-$2,939
Cap Rate
0.0%
Cash-on-Cash Return
-24.7%
Debt Coverage Ratio
-0.00
Internal Rate of Return (5 years)
-19.9%

Property Description


0.00 Acres Lot
Built in 1987
For Sale - Active
Units n/a

"The perfect home for a flexible, multi-generational lifestyle-featuring a spacious 4-bedroom. 2.5 bath main residence plus a private 2 bedroom 2.5 bath accessory attached apartment with separate entrances. This home has it all: MAIN LEVEL: Features a spacious dine-in kitchen with gleaming hardwood floors and sliding doors that lead to a generous back deck-perfect for entertaining. Adjacent to the kitchen is a formal dining room with sliders to the deck and an elegant living room with a wood burning fireplace. A separate family room featuring a gas fireplace adds to the home's warmth and charm. All rooms on this level are finished with beautiful hardwood flooring. Oh, and do you need a "man cave" or wine cellar? There is a finished room in the basement. UPPER LEVEL: The primary bedroom is a true private retreat, complete with a luxurious en-suite spa bathroom and a walk-in closet with custom built-in shelving that leads to a large walk-in attic. Three additional well-sized bedrooms and a full bath complete the upper level, offering ample space for family or guests ACCESSORY APARTMENT: This a very spacious 2 level apartment. The first level features a dine-in, fully equipped kitchen, living room and bedroom with a private bath. There is also a half bath with laundry. This level is perfect if you desire one level living but... Head upstairs and you will discover a versatile recreation/craft/exercise area, along with a second bedroom and full bath-ideal for extended family

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Location


Property Details


Parking

  • Details: Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 6

Bathroom Information

  • # of Baths (Full): 4
  • # of Baths (Partial): 2
  • # of Baths (Total): 6.0

Interior Features

  • # of Rooms: 13
  • # of Stories: 2
  • Attic: Yes
  • Basement: Yes
  • Basement Description: Full, Partially Finished
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Siding (Alum/Vinyl)
  • Foundation: Concrete Perimeter
  • Roof Type: Gable
  • Roof Material: Asphalt

Land Information

  • Land Use: Residential Income
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: HAMDM:3326B:087L:000000
  • Lot Size: 0 sqft

Property Information

  • Property Type: Duplex
  • Style: Units are Side-by-Side
  • Year Built: 1987

Tax Information

  • Annual Tax: $16,618

Utilities

  • Water & Sewer: Well
  • Heating: Propane, Baseboard
  • Cooling: Central Air

Location

  • County: New Haven

Listing Details


Listed by:
Diane Rello
Vylla Home (CT) LLC
(203) 249-9045

Source:
SmartMLS
MLS#: 24103062
SmartMLS

Investment Summary


Monthly Cash Flow
-$2,939
Cap Rate
0.0%
Cash-on-Cash Return
-24.7%
Debt Coverage Ratio
-0.00
Internal Rate of Return (5 years)
-19.9%

Purchase Details

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Purchase price:
$620,000
Amount financed:
-$496,000
Down payment:
$124,000
Closing costs:
$18,600
Rehab costs:
$0
Initial cash invested:
$142,600
Square feet:
4,075
Cost per square foot:
$152
Monthly rent per square foot:
$0.49

Financing Details

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Loan amount:
$496,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$2,934
Property tax:
$1,385
Insurance:
$140
Private mortgage insurance (PMI):
$0
Monthly payment:
$4,459

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,000 $24,000
Vacancy loss: (6%)
6% -$120 -$1,440
Operating income:
$1,880 $22,560

Operating Expenses


% Rent Monthly Yearly
Property taxes: (69%)
69%-$1,385-$16,618
Insurance: (7%)
7%-$140-$1,680
Property management: (8%)
8%-$160-$1,920
Repairs & maintenance: (5%)
5%-$100-$1,200
Capital expenditures: (5%)
5%-$100-$1,200
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (94%)
94%-$1,885-$22,618

Cash Flow


Monthly Yearly
Net operating income:
-$5 -$60
Mortgage payments:
-$2,934 -$35,208
Cash flow:
$2,939 $35,268