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$649,900

For Sale - Active
27 Bluff Mountain Dr SW, Rome, GA 30165
4 Beds
4 Baths
3,274 Square Feet
0.00 Acres Lot
Built in 2005
For Sale - Active
Units n/a
Checked: 15 hours ago
Updated: Aug 24, 2025 at 10:14AM

Investment Summary


Monthly Cash Flow
-$2,205
Cap Rate
2.1%
Cash-on-Cash Return
-17.7%
Debt Coverage Ratio
0.34
Internal Rate of Return (5 years)
-13.1%

Property Description


0.00 Acres Lot
Built in 2005
For Sale - Active
Units n/a

Fantastic opportunity in Mountain Crest! Convenient to everything, but the feel of living out! Enjoy the fabulous views from this beautiful subdivision! Immaculately maintained even in the crawl space! Unbelievable outdoor living features a hot tub, multiple seating areas, 2 fabulous fireplaces, and an outdoor kitchen! Fenced yard, Trex type decking, perfect morning coffee spots! 4 Bedrooms on the main level with an optional 5th upstairs. Bonus room currently used as theater with full bath and a craft room! Feel the wow when you walk thru the door to great room with high ceilings, one of 4 fireplaces, gas logs, flows to spacious kitchen that is a real cooks quarters! Breakfast bar and table area plus a keeping room with 2nd fireplace! Hardwood floors , Granite tops, Stainless appliances, freshly painted inside! Formal dining for those family gatherings. Imagine decorating it for Christmas! Now let's mention the Primary Suite with double walk in closets, luxurious bath with double vanities, and French door leading to deck with 3rd of 4 fireplaces! 3 additional bedrooms on main level, one currently used as office w walk in closet. Floored attic storage! Bonus: house has wide doorways if need handicap access! Be sure to view the crawlspace too!!! Great plan, Great amenities, Great kitchen & so much more! Entertainers dream! Green egg negotiable.

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Location


Property Details


Parking

  • Description: Garage
  • Details: Attached, Garage, Garage Door Opener, Kitchen Level, Parking Pad
  • Garage Spaces: 2
  • Spaces Total: 2

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 4
  • # of Baths (Total): 4.0

Interior Features

  • # of Stories: 1
  • Basement Description: Crawl Space, Exterior Entry
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Brick Veneer
  • Foundation: Block
  • Roof Type: Gable or Hip
  • Roof Material: Composition

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: I14X123
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Brick 4 Side, Traditional
  • Year Built: 2005

Tax Information

  • Annual Tax: $7,205

Utilities

  • Water & Sewer: Public
  • Heating: Central, Electric, Forced Air, Heat Pump, Natural Gas, Other
  • Cooling: Ceiling Fan(s), Central Air, Electric, Other

Location

  • County: Floyd

Listing Details


Listed by:
Cindy Green Fricks
Toles, Temple & Wright, Inc.
(706) 291-0202

Source:
Georgia MLS
MLS#: 10590233
Georgia MLS

Investment Summary


Monthly Cash Flow
-$2,205
Cap Rate
2.1%
Cash-on-Cash Return
-17.7%
Debt Coverage Ratio
0.34
Internal Rate of Return (5 years)
-13.1%

Purchase Details

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Purchase price:
$649,900
Amount financed:
-$519,920
Down payment:
$129,980
Closing costs:
$19,497
Rehab costs:
$0
Initial cash invested:
$149,477
Square feet:
3,274
Cost per square foot:
$199
Monthly rent per square foot:
$0.76

Financing Details

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Loan amount:
$519,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$3,329
Property tax:
$601
Insurance:
$175
Private mortgage insurance (PMI):
$0
Monthly payment:
$4,105

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,500 $30,000
Vacancy loss: (6%)
6% -$150 -$1,800
Operating income:
$2,350 $28,200

Operating Expenses


% Rent Monthly Yearly
Property taxes: (24%)
24%-$601-$7,206
Insurance: (7%)
7%-$175-$2,100
Property management: (8%)
8%-$200-$2,400
Repairs & maintenance: (5%)
5%-$125-$1,500
Capital expenditures: (5%)
5%-$125-$1,500
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (49%)
49%-$1,226-$14,706

Cash Flow


Monthly Yearly
Net operating income:
$1,124 $13,488
Mortgage payments:
-$3,329 -$39,948
Cash flow:
$2,205 $26,460