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$1,195,000

For Sale - Active
286 South St, Roxbury, CT 06783
5 Beds
5 Baths
2,804 Square Feet
0.00 Acres Lot
Built in 1977
For Sale - Active
Units n/a
Checked: 2 hours ago
Updated: Jun 30, 2025 at 03:15AM

Investment Summary


Monthly Cash Flow
-$3,412
Cap Rate
2.3%
Cash-on-Cash Return
-14.9%
Debt Coverage Ratio
0.40
Internal Rate of Return (5 years)
-10.4%

Property Description


0.00 Acres Lot
Built in 1977
For Sale - Active
Units n/a

Discover this charming 4-bedroom Colonial with 1 additional bedroom is attached in-law apt on the southern side of Roxbury, offering an idyllic escape with seamless access to NYC. This privately situated home rests in a serene meadow, gracefully bordered by Pierce Brook. The main residence features a comfortable layout with a living room and fireplace that flows into the dining area and kitchen. Upstairs, you'll find four spacious bedrooms and two full bathrooms. A bright slate floored sunroom overlooks the inviting heated salt pool, perfect for relaxation and entertaining. Adding to its unique appeal is an attached 1-bedroom in law/guest house with propane heating and cooling, providing flexible space for visitors or extended family. The property boasts level land and lush grounds, including a expansive pasture area, all set against the picturesque backdrop of Pierce Brook. This Roxbury gem combines tranquility with convenience, making it an ideal retreat.

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Location


Property Details


Parking

  • Description: Detached Garage
  • Details: Paved, Garage Door Opener, Private, Unpaved, Driveway, Attached
  • Garage Spaces: 2
  • Spaces Total: 8

Bedroom Information

  • # of Bedrooms: 5

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Partial): 2
  • # of Baths (Total): 5.0

Interior Features

  • # of Rooms: 9
  • # of Stories: 2
  • Basement Description: Crawl Space
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Siding (Alum/Vinyl)
  • Foundation: Block, Concrete Perimeter
  • Roof Type: Gable
  • Roof Material: Asphalt, Fiberglass

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: ROXBM:15L:27
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Colonial
  • Year Built: 1977

Tax Information

  • Annual Tax: $7,036

Utilities

  • Water & Sewer: Well
  • Heating: Oil, Forced Air
  • Cooling: Central Air

Location

  • County: Litchfield

Listing Details


Listed by:
Kathryn Clair
William Pitt Sotheby's Int'l
(203) 948-5255

Source:
SmartMLS
MLS#: 24097497
SmartMLS

Investment Summary


Monthly Cash Flow
-$3,412
Cap Rate
2.3%
Cash-on-Cash Return
-14.9%
Debt Coverage Ratio
0.40
Internal Rate of Return (5 years)
-10.4%

Purchase Details

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Purchase price:
$1,195,000
Amount financed:
-$956,000
Down payment:
$239,000
Closing costs:
$35,850
Rehab costs:
$0
Initial cash invested:
$274,850
Square feet:
2,804
Cost per square foot:
$426
Monthly rent per square foot:
$1.46

Financing Details

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Loan amount:
$956,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$5,655
Property tax:
$586
Insurance:
$287
Private mortgage insurance (PMI):
$0
Monthly payment:
$6,528

Operating Income

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% Rent Monthly Yearly
Gross rent:
$4,100 $49,200
Vacancy loss: (6%)
6% -$246 -$2,952
Operating income:
$3,854 $46,248

Operating Expenses


% Rent Monthly Yearly
Property taxes: (14%)
14%-$586-$7,036
Insurance: (7%)
7%-$287-$3,444
Property management: (8%)
8%-$328-$3,936
Repairs & maintenance: (5%)
5%-$205-$2,460
Capital expenditures: (5%)
5%-$205-$2,460
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (39%)
39%-$1,611-$19,336

Cash Flow


Monthly Yearly
Net operating income:
$2,243 $26,916
Mortgage payments:
-$5,655 -$67,860
Cash flow:
$3,412 $40,944