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$1,350,000

For Sale - Active
3948 Mosher Dr, San Jose, CA 95135
3 Beds
3 Baths
1,381 Square Feet
0.05 Acres Lot
Built in 2002
For Sale - Active
Units n/a
Checked: 13 hours ago
Updated: Jul 29, 2025 at 06:17AM

Investment Summary


Potential Missing Expenses

We noticed that property taxes are missing—this is a standard expense and should be considered in your estimate.

Monthly Cash Flow
-$4,390
Cap Rate
2.2%
Cash-on-Cash Return
-17.0%
Debt Coverage Ratio
0.36
Internal Rate of Return (5 years)
-12.4%

Property Description


0.05 Acres Lot
Built in 2002
For Sale - Active
Units n/a

This beautifully maintained townhome offers 3 bedrooms, 2.5 bathrooms, a loft area, and an open layout filled with natural light. Nestled in San Joses desirable Evergreen Foothills, it blends comfort, style, and convenience in one ideal package. Lovingly cared for by the original owner, the home has been kept in excellent condition and is truly move-in ready. The bright living room features a cozy fireplace and flows seamlessly into a modern kitchen equipped with quality appliances, a pantry, and elegant cabinetry. Upstairs, the spacious primary suite includes a walk-in closet and a dual-sink bathroom, while all bedrooms are thoughtfully located on the second floor for added privacy. The beautifully landscaped front yard offers a welcoming outdoor space, perfect for relaxing, gardening, or enjoying outdoor meals. Situated on a peaceful roundabout near Fowler Creek Park, this home provides both tranquility and access to nature and recreation. Zoned for top-rated schoolsTom Matsumoto Elementary, Chaboya Middle, and Evergreen Valley High (buyer to verify)and conveniently close to shopping, dining, Evergreen Village Square, and the local library, this is a rare opportunity to own a quality home in one of San Joses most sought-after neighborhoods.

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Location


Property Details


Parking

  • Description: Garage
  • Details: Attached, Guest, Garage
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Partial): 1
  • # of Baths (Total): 3.0

Interior Features

  • # of Rooms: 6
  • # of Stories: 2
  • Fireplace: Yes

Exterior Features

  • Foundation: Slab

HOA

  • Has HOA: Yes
  • HOA Fee: $324/monthly
  • Additional Association: Community Association Management

Land Information

  • Land Use: Residential
  • Land Use Subtype: Condominium Unit

Lot Information

  • Parcel ID: 65973013
  • Lot Size: 2040 sqft

Property Information

  • Property Type: Townhouse
  • Year Built: 2002

Tax Information

  • Annual Tax: $0

Utilities

  • Heating: Forced Air
  • Cooling: Central Air

Location

  • County: Santa Clara

Listing Details


Listed by:
Bill Qin
BQ Realty
(408) 888-4888

Source:
bridgeMLS
MLS#: ML82010952
bridgeMLS

Investment Summary


Potential Missing Expenses

We noticed that property taxes are missing—this is a standard expense and should be considered in your estimate.

Monthly Cash Flow
-$4,390
Cap Rate
2.2%
Cash-on-Cash Return
-17.0%
Debt Coverage Ratio
0.36
Internal Rate of Return (5 years)
-12.4%

Purchase Details

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Purchase price:
$1,350,000
Amount financed:
-$1,080,000
Down payment:
$270,000
Closing costs:
$40,500
Rehab costs:
$0
Initial cash invested:
$310,500
Square feet:
1,381
Cost per square foot:
$978
Monthly rent per square foot:
$2.90

Financing Details

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Loan amount:
$1,080,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.500%
Principal & interest:
$6,826
Property tax:
$0
Insurance:
$280
Private mortgage insurance (PMI):
$0
Monthly payment:
$7,106

Operating Income

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% Rent Monthly Yearly
Gross rent:
$4,000 $48,000
Vacancy loss: (6%)
6% -$240 -$2,880
Operating income:
$3,760 $45,120

Operating Expenses


% Rent Monthly Yearly
Property taxes: (n/a)
n/an/an/a
Insurance: (7%)
7%-$280-$3,360
Property management: (8%)
8%-$320-$3,840
Repairs & maintenance: (5%)
5%-$200-$2,400
Capital expenditures: (5%)
5%-$200-$2,400
HOA fees: (8%)
8%-$324-$3,888
Total operating expenses: (33%)
33%-$1,324-$15,888

Cash Flow


Monthly Yearly
Net operating income:
$2,436 $29,232
Mortgage payments:
-$6,826 -$81,912
Cash flow:
$4,390 $52,680