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$485,000

For Sale - Active
3960 Sweetgum St, Wellington, CO 80549
3 Beds
3 Baths
2,347 Square Feet
0.17 Acres Lot
Built in 2021
For Sale - Active
1 Units
Checked: 23 hours ago
Updated: Jul 23, 2025 at 05:56AM

Investment Summary


Monthly Cash Flow
-$893
Cap Rate
3.5%
Cash-on-Cash Return
-9.6%
Debt Coverage Ratio
0.61
Internal Rate of Return (5 years)
-5.3%

Property Description


0.17 Acres Lot
Built in 2021
For Sale - Active
1 Units

Better than new! Enjoy your low payment! This house comes with a REDUCED RATE paid by he seller. HOA includes pool and irrigation for your beautifully landscaped, fenced yard. Well-kept, bright and open floor plan with lots of natural light. Everything you need at your fingertips. Quick access to I-25 for an easy commute. Here's the link for more information about the List and Lock loan program: https://mcedge.tv/r3o28h

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Location


Property Details


Parking

  • Description: Attached Garage
  • Details: Attached
  • Garage Spaces: 2
  • Spaces Total: 2

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 1
  • # of Baths (Total): 3.0

Interior Features

  • # of Rooms: 11
  • # of Stories: 2
  • Basement Description: None

Exterior Features

  • Exterior Walls Materials: Wood Siding
  • Roof Type: Gable
  • Roof Material: Composition
  • Pool: Yes

HOA

  • Has HOA: Yes
  • Association: Advance HOA
  • HOA Fee: $83/monthly

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 8804109020
  • Lot Size: 7310 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Contemporary
  • Year Built: 2021

Tax Information

  • Annual Tax: $3,712

Utilities

  • Water & Sewer: Public
  • Heating: Forced Air
  • Cooling: Central Air

Location

  • County: Larimer

Listing Details


Listed by:
Sherri Smith
Roots Real Estate
(970) 231-1262

Source:
REColorado
MLS#: IR1036207
REColorado

Investment Summary


Monthly Cash Flow
-$893
Cap Rate
3.5%
Cash-on-Cash Return
-9.6%
Debt Coverage Ratio
0.61
Internal Rate of Return (5 years)
-5.3%

Purchase Details

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Purchase price:
$485,000
Amount financed:
-$388,000
Down payment:
$97,000
Closing costs:
$14,550
Rehab costs:
$0
Initial cash invested:
$111,550
Square feet:
2,347
Cost per square foot:
$207
Monthly rent per square foot:
$1.11

Financing Details

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Loan amount:
$388,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$2,295
Property tax:
$309
Insurance:
$182
Private mortgage insurance (PMI):
$0
Monthly payment:
$2,786

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,600 $31,200
Vacancy loss: (6%)
6% -$156 -$1,872
Operating income:
$2,444 $29,328

Operating Expenses


% Rent Monthly Yearly
Property taxes: (12%)
12%-$309-$3,712
Insurance: (7%)
7%-$182-$2,184
Property management: (8%)
8%-$208-$2,496
Repairs & maintenance: (5%)
5%-$130-$1,560
Capital expenditures: (5%)
5%-$130-$1,560
HOA fees: (3%)
3%-$83-$996
Total operating expenses: (40%)
40%-$1,042-$12,508

Cash Flow


Monthly Yearly
Net operating income:
$1,402 $16,824
Mortgage payments:
-$2,295 -$27,540
Cash flow:
$893 $10,716