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$415,000

For Sale - Active
4 Saint Andrews Ct, Palm Coast, FL 32137
3 Beds
2 Baths
1,872 Square Feet
0.25 Acres Lot
Built in 2000
For Sale - Active
1 Units
Checked: 23 hours ago
Updated: Jun 13, 2025 at 03:21AM

Investment Summary


Monthly Cash Flow
-$790
Cap Rate
4.0%
Cash-on-Cash Return
-9.9%
Debt Coverage Ratio
0.64
Internal Rate of Return (5 years)
-5.6%

Property Description


0.25 Acres Lot
Built in 2000
For Sale - Active
1 Units

One or more photo(s) has been virtually staged. Motivated Sellers. New AC installed in May 2025. Exceptional value meets quality living in this meticulously maintained 3-bedroom, 2-bath home with a 2-car garage in the highly regarded Grand Haven community of Palm Coast. Built with durable block construction, this home features a split floor plan for added privacy, soaring 14-foot ceilings, elegant double windows, and modern 6-foot light fixtures that bring in abundant natural light. The spacious living areas overlook an oversized backyard and a scenic nature preserve, creating a peaceful setting. The formal dining room is ideal for hosting, while the screened lanai provides a comfortable space to enjoy the outdoors. Recent updates include a new roof (2022), new hot water heater (2024), new laminate flooring throughout (2024), new kitchen cabinets with marble-style quartz countertops (2025), top-of-the-line kitchen appliances (2025), a modern under-sink water filtration system (2025), and new light fixtures and kitchen disposal (2025). Located in a secure, gated community, residents enjoy resort-style amenities including two heated swimming pools, tennis and pickleball courts, fitness centers, walking trails, and two on-site restaurants. This move-in-ready home offers a perfect blend of comfort, convenience, and an active lifestyle. Schedule your private showing today!

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Location


Property Details


Parking

  • Description: Driveway, Garage Door Opener, Ground Level, Off Street
  • Details: Driveway, Garage Door Opener, Off Street, Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 12
  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Stucco
  • Foundation: Slab
  • Roof Type: Gable or Hip
  • Roof Material: Shingle

HOA

  • Has HOA: Yes
  • Association: Grand Haven MHOA
  • HOA Fee: $165/annually

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 1511311950000000750
  • Lot Size: 11023 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 2000

Tax Information

  • Annual Tax: $6,486

Utilities

  • Water & Sewer: Private, Public, Well
  • Heating: Central, Electric
  • Cooling: Central Air

Location

  • County: Flagler

Listing Details


Listed by:
Dan Graves
GRAVES REALTY
(952) 210-7492

Source:
Stellar MLS
MLS#: O6283726
Stellar MLS

Investment Summary


Monthly Cash Flow
-$790
Cap Rate
4.0%
Cash-on-Cash Return
-9.9%
Debt Coverage Ratio
0.64
Internal Rate of Return (5 years)
-5.6%

Purchase Details

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Purchase price:
$415,000
Amount financed:
-$332,000
Down payment:
$83,000
Closing costs:
$12,450
Rehab costs:
$0
Initial cash invested:
$95,450
Square feet:
1,872
Cost per square foot:
$222
Monthly rent per square foot:
$1.50

Financing Details

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Loan amount:
$332,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.810%
Principal & interest:
$2,167
Property tax:
$541
Insurance:
$196
Private mortgage insurance (PMI):
$0
Monthly payment:
$2,904

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,800 $33,600
Vacancy loss: (6%)
6% -$168 -$2,016
Operating income:
$2,632 $31,584

Operating Expenses


% Rent Monthly Yearly
Property taxes: (19%)
19%-$541-$6,486
Insurance: (7%)
7%-$196-$2,352
Property management: (8%)
8%-$224-$2,688
Repairs & maintenance: (5%)
5%-$140-$1,680
Capital expenditures: (5%)
5%-$140-$1,680
HOA fees: (1%)
1%-$14-$168
Total operating expenses: (45%)
45%-$1,255-$15,054

Cash Flow


Monthly Yearly
Net operating income:
$1,377 $16,524
Mortgage payments:
-$2,167 -$26,004
Cash flow:
$790 $9,480