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$549,900

For Sale - Active
4010 Yucatan Cir, Port Charlotte, FL 33948
3 Beds
2 Baths
1,867 Square Feet
0.32 Acres Lot
Built in 2003
For Sale - Active
1 Units
Checked: 7 hours ago
Updated: Jun 08, 2025 at 03:21AM

Investment Summary


Monthly Cash Flow
-$1,010
Cap Rate
3.9%
Cash-on-Cash Return
-9.6%
Debt Coverage Ratio
0.64
Internal Rate of Return (5 years)
-5.3%

Property Description


0.32 Acres Lot
Built in 2003
For Sale - Active
1 Units

Waterfront Paradise – 3 Bed, 2 Bath, Oversized Lot, Boat Lift & Pool! Welcome to your dream coastal retreat! This beautiful 3-bedroom, 2-bathroom waterfront home features a spacious 2-car garage and sits on an oversized lot with 80 feet of saltwater canal frontage—just 10 minutes to open water, providing direct access to Charlotte Harbor and the Gulf of Mexico! Perfect for boating enthusiasts, the property includes an 8,000 lb boat lift with electric and water hookups. Spend your days lounging by the heated pool, relaxing under the large screened lanai, and enjoying the serene water views surrounded by lush, mature landscaping. Step inside to find an open, split-bedroom floor plan that’s ideal for entertaining. The living room welcomes you with soaring ceilings and a cozy gas fireplace. Enjoy tile flooring throughout the main areas with carpeted bedrooms for added comfort. The spacious master suite features sliding doors to the pool, a canal view, walk-in closet, dual sinks, and a luxurious garden tub. Additional features include: Inside laundry room with washer and dryer included Central vacuum system Intercom system Bright kitchen with plenty of storage Just minutes from your doorstep, enjoy convenient access to shopping, dining, movies, spring training baseball games, beaches, and more! This is Florida living at its finest—schedule your private showing today!

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Location


Property Details


Parking

  • Description: Garage
  • Details: Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 12
  • # of Stories: 1
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Concrete Block
  • Foundation: Slab
  • Roof Material: Shingle
  • Pool: Yes

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 402229109001
  • Lot Size: 13842 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 2003

Tax Information

  • Annual Tax: $3,988

Utilities

  • Water & Sewer: Public
  • Heating: Central, Propane
  • Cooling: Central Air

Location

  • County: Charlotte

Listing Details


Listed by:
Dana Hile
COLDWELL BANKER REALTY
(765) 969-5315

Source:
Stellar MLS
MLS#: C7508491
Stellar MLS

Investment Summary


Monthly Cash Flow
-$1,010
Cap Rate
3.9%
Cash-on-Cash Return
-9.6%
Debt Coverage Ratio
0.64
Internal Rate of Return (5 years)
-5.3%

Purchase Details

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Purchase price:
$549,900
Amount financed:
-$439,920
Down payment:
$109,980
Closing costs:
$16,497
Rehab costs:
$0
Initial cash invested:
$126,477
Square feet:
1,867
Cost per square foot:
$295
Monthly rent per square foot:
$1.66

Financing Details

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Loan amount:
$439,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$2,817
Property tax:
$332
Insurance:
$217
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,366

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,100 $37,200
Vacancy loss: (6%)
6% -$186 -$2,232
Operating income:
$2,914 $34,968

Operating Expenses


% Rent Monthly Yearly
Property taxes: (11%)
11%-$332-$3,989
Insurance: (7%)
7%-$217-$2,604
Property management: (8%)
8%-$248-$2,976
Repairs & maintenance: (5%)
5%-$155-$1,860
Capital expenditures: (5%)
5%-$155-$1,860
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (36%)
36%-$1,107-$13,289

Cash Flow


Monthly Yearly
Net operating income:
$1,807 $21,684
Mortgage payments:
-$2,817 -$33,804
Cash flow:
$1,010 $12,120